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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hello team - I have been a customer of Insubuy and have been buying visitor insurance policies for my relatives visiting to USA for about last 3-4 years. I have a question related to buying visitor insurance policy for my parents' upcoming visit this year. I am considering Safe Travels USA Comprehensive - and was thinking of increasing the deductible to $2500 for a lower premium rate. I also noticed that the policy feature says that the doctor's visits are are also subjected to annual deductible. However, th policy feature also says that the deductible is waived off for In-network provider. So now, my question is that if I buy this policy for 50,000 max with a deductible for $2500 - and then assuming my parents have to visit an In-network Primary care physician who typically charges $140 - what will be my responsibility in the first visit? Would appreciate if you could answer the above and help me make an informed decision during policy buying process. Thanks!
Q:Does the insurance also cover maternity?
Q:We are in North Carolina. F2 does not have any illnesses right now, but what if we go to the hospital after the effective date and do a check-up just to see if she is ok. Will it cover that checkup? And if she needs further attention, will it cover that ?
Q:We are looking for affordable insurance plans for my wife. I am a student here with my F1 visa and want to purchase insurance for my wife (F2 visa). Do you have any affordable plans ?
Q:I have being treated for Breast cancer for the last 18 months but my last pet scan showed"complete resolution of abnormalities" from previous scan. My travel insurance here won't cover me for this but I read about "bridging insurance" to cover my pre existing condition while in the USA can you offer me a policy It would be from 16th September to 9th October 2018.
Q:Dear, I have recently landed in US on J1 visa. My wife will be joining me in next month. She is already 2 month pregnant. Is there any insurance available which can cover her for the pregnancy. Kindly let me know. regards
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More