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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My son who is 13 years old is travelling for 52 days to USA. He is currently residing in India for the past 7 years. He is a US citizen living in India. Is he eligible to take diplomat-america/travel-insurance. If so could you give me a quote for 52 days starting from May 13th , 2016 to Jul 3rd 2016. He will be travelling to Sacramento California Also could you suggest if he can take part in a soccer training recreational camp in a local community while in Sacramento, California Main points: 1) US citizen travel to California, USA 2) While in USA want an insurance which covers any injury related to playing soccer in local community summer camps

A:
As per your requirements, we have couple of plans that is suitable for your son. Safe Travel USA- That will be primary insurance. And it will cover Soccer camp as long as his home country is India and you take hazardous sports rider. Safe Travel USA cost Saver- with hazardous sports rider- Secondary to any other insurance he will havej. Please let us know if you have any further questions.
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Q:I am trying to purchase the insurance from the below provided link and it is not allowing me to continue saying "Age above 69 should fill a separate application". When I tried to delete the information of spouse and tried to continue it wont allow me. Could you please let me know if I can't put both of my parents in the same application? If I can't could you please send me separately so I can purchase them.

A:
For age 70+ you need to do separate application. There will not be any difference in the premium whether you do one application or separate application.
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Q:Hello, I am an F1 visa international student. Last Month I completed my masters. I did apply for OPT. It's (OPT)still in the pending for approval. I would like to purchase a insurance. Today my Friend purchased international major medical schedule insurance for one month. His opt is also still in pending. Is that insurance valid for my visa status because i am neither enrolled full time nor OPT approved(application still in pending). Previously I used ISO insurance and my age is 25 years. I appreciate if you can clarify my doubt.

A:
Yes, you are eligible to purchase the International Major Medical Plan. If you need additional assistance please feel free to contact our office.
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Q:I am looking at the "Safe Travels USA Cost Saver" plan for an upcoming trip this summer. I am a US citizen living abroad and my daughter also holds a US passport. I wanted to confirm that this insurance plan would cover US expatriates on travels back to the US. The stay back in the US would be June 28th - July 28th 2016, at which point we would return to our current residence in Thailand. Could you please confirm if this is the right plan for us or if not please direct me to the one we should select.

A:
Yes. Safe travel Cost saver plan you can purchase for USC whose home country is outside USA ,visiting USA for less than 90 days and returning back to their home country. You are eligible to purchase Safe Travel Cost saver plan. Please feel free to contact us if you have any further questions.
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Q:My mother is visiting me on 6 May 2016 She has pre-existing condition Hypertension and Diabetes II (controlled with medications,no hospitalizations in India,her stress test ,blood work is within range) Very active recently retired. I want to buy health insurance for my mother I read about comprehensive coverage but i want an insurance that covers pre-existing condition.

A:
Thank you for your interest in purchasing insurance through us. Insurance will cover new sickness, injuries or accident that may occur after the effe. Date. It does not cover routine maintenance for the pre-existing condition and preventive care. However, some plan covers acute onset of pre-existing conditions for age below 70yrs. More information on acute onset of pre-existing conditions can be found here. In order for us to suggest any plan would like to know your mother's age, travel date and which state do you need coverage? Once we get these information will be glad to send quote by e-mail. Meantime, you can visit our website to view the plans Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
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Q:Could you please provide a good insurance for 70+ person visiting USA. Is Atlas American good one. What is the filter on the acute onset of pre-existing conditions.

A:
Yes, Atlas America is a good one. Please read acute onset of pre-existing conditions here.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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