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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Kailash Mansarovar yatra travel insurance I am a resident of the UAE holding an Indian passport. I plan to travel to Kailash Mansarovar from the 9th till 18th of August and I am looking for insurance for the trek up to an altitude of 6000-7000m. Please let me know if you have any such insurance plan for someone living outside of the US.

A:
Thank you for your interest in purchasing insurance through us. We have a special plan for Kailash Mansarovar Yatra. Please find more information at, /kailash-mansarovar-yatra-travel-insurance/ Please review this plan and feel free to contact us if you have any further questions. Hi Thanks for link. I have already seen it. What is the price and how do i apply for it please. Thanks & Regards If you provide your age, travel date then we will be glad to send you quote. You can also click on instant quote and get quote online. Hi I checked the quote but it doesn't say that its specifically for Kailash. Destination would be China in that case? Please also clarify if i can change the deductible amount. This plan is not only for Kailash Mansarovar Yatra. This plan will provide you coverage anywhere in the world except your home country. Your destination will be China. Deductible is the amount you must pay before insurance pays anything. You can choose higher or lower deductible that will be your choice. Please let us know if you have any further questions.
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Q:Atlas Premium America co-pay Question Hello! I have couple of questions about Atlas and Atlas premium America plans. What does the 50$ co-pay mean? is it true, that Atlas premium America doesn't have this 50$ dollar co-pay? the question appeared because we researched this plan, and saw that in different website the Atlas Premium America has 50$co=pay in different site. Now we aren't sure which website made a mistake or a typo. could you please clarify this issue? This question is very Urgent thanks in advance.

A:
Thank you for your interest in purchasing insurance through us. Please read the benefits of Atlas Premium America plan: /atlas-premium-america/visitors-insurance/ And you can read legal certificate wording for this plan at, /atlas-essential-insurance/ Please feel free to contact our office if you need any further clarification.
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Q:Fixed Coverage Plan Questions Hi Team, I am trying to comparing plans I see no option of Rx coverage. Is this covered or you guys don't cover Rx part as part of your insurance. And also for Physician visit you mention $60 per visit. Does this mean the amount is after deductible? So if I take $50 deductible you cover only 10? Or you cover 60 max and then rest on me?

A:
Hello, Thank you for contacting Insubuy for your insurance needs. Listed within the brochure for each plan specification for prescription medication coverage. If you are looking at a plan that has a schedule of benefits that pays certain amount for specific services you are reviewing a fixed coverage plan. Please use the link listed below for more information about how these plans work and the risks in taking them. The risks of purchasing a fixed coverage plan: /visitors-insurance-risks-of-purchasing-fixed-coverage/
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Q:Atlas Essential looks good to me. I have two questions: 1. Can I get letter specifying following amount in their coverage letter as sample on your websites gives general information not specifying the amount covered as follow: 1. Medical illness/injury coverage per person: 100,000 2. Return of mortal remains: 25000 3. Medical evacuation: 50,000 4. Deductible: 500 5. Rating: This specific amount we need to be mentioned on letter for acceptance by our program to meet the requirements. 2. If I buy this insurance through Insubuy, do you charge any additional fee and if there is any discount for long term contract?

A:
Yes, when you purchase the policy you will have access to a visa letter which provides the limits listed below as per the requirements. There are no additional fees or discounts when purchasing this plan as the premiums are governed by law. If you have any additional questions, please let us know.
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Q:Maryland Insurance Options Hello! I would like a medical insurance from you for 30 days. My problem is, I can't find Maryland, where I am staying, under Destination State! Thanking you in advance for your help!

A:
What plan are you trying to purchase? Several plans are not available in MD. What visa are you here on and when did you arrive? You can also call our office for assistance. I arrived to USA and Maryland on the 13 of June and are here on an Esta visa. I am a Swedish citizen and have a medical insurance for 60 days abroad from Sweden. I am staying with our son and his wife. My plan was to stay another 25 days after the 60 days were gone and have a medical insurance with you called visit USA. I never realized that Maryland was not included. I am 72 years old and married. And my Esta visa is for 90 days. Thanks in advance for your help! Hello, Thank you for contacting Insubuy for your insurance needs. There is a plan that you can purchase called Safe Travels USA Cost Saver that is available in the state of Maryland. Please use the link listed below for more information about this plan. Safe Travel USA Cost Saver brochure & instant purchase link: /safe-travels-usa-cost-saver-insurance/ Hello, I am looking forward for life insurance options.
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Q:Health Insurance for visitor to USA Hi I will be travelling to the US in September for 4 months for tourism purpose. I would need a health insurance during this time. It would be great if I'm guided through it. Thanks a lot.

A:
Hello, Thank you for contacting Insubuy for your insurance needs. As a visitor into the United States there are several plans that would be available to you for coverage. Please use the link listed below for more information about available plans. If you would like assistance from a licensed agent please contact our office and a licensed agent can assist and guide you through the website and process. Visitor to USA Insurance: /
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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