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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:If I buy the insurance for 6 months for some reason can I cancel it after few weeks

A:
Yes, depending on the policy, you can cancel your plan once it has started as long as there are no claims on file. There will be a cancelation fee and you would receive a pro-rated refund for the remaining days. To view the refund rules of a policy you can click the "view more" tab of that policy then select the "Refundable" hyperlink. If you have any additional questions please let us know.
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Q:What number do i call to purchase the Patriot America insurance for an F1 student?

A:
You can contact our office at (866)INSUBUY for assistance with your application for coverage.
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Q:I have a doctor visit (not through a network doctor) with a consultantation fee and prescribed medication.

A:
As plans are designed to cover new accidents and illnesses that did not exist on the effective date of the policy. Plans will not provide coverage for preventative care, pre-exisiting conditions, routine doctors visits or related medications.
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Q:Are there any J-1 Visa insurance quotes that will cover pre-existing conditions for someone aged 29? Specifically, mild asthma with excellent control using inhalers and no history of hospitalisation.

A:
Yes, there are plans in our J-1/J-2 Exchange Visitor section that will cover pre-existing conditions after a certain waiting period of either 6 or 12 months depending on the plan. To find information on the waiting period and pre-existing condition coverage you can view the "plan benefits" hyperlink of an individual plan. If you have additional questions or need more information please call our office at 1(866) INSUBUY (4678289)
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Q:I am here to visit my sister and gave birth last Thursday. Am i eligible for insurance?

A:
Plans are available to visitors of the United States and will cover any new accidents and new illnesses that did not exist on the effective date of the policy. They will not cover cost related to pre-existing conditions, routine doctor's visits or immunizations.
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Q:going on the queen Mary from NY to Southampton Uk looking for medical coverage

A:
You can visit the Travel Outside U.S.A section of our website to run a quote for plans that will cover you for your travels outside the United States. If you have any additional questions let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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