There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a Colombian international student (23M) currently studying a master's degree in New Jersey. I am already in the U.S. and was previously enrolled in a School-sponsored plan. Now that it is my last semester, my university won't let me enroll in their annual plan because I am studying part-time. I am looking for health insurance coverage until December 31, 2019. I have high blood pressure, so I require a plan that will allow me to see a cardiologist and cover any conditions that may result from my high blood pressure (even if that means paying a higher premium).

A:
Unfortunately, there is no plan that will cover your pre-existing condition until after a waiting period of at least 6 months. We would recommend a plan from the OPT medical insurance section of the website.
{{currentOrigin}}/answers/international-student-health-insurance/health-insurance-for-student-with-pre-existing-conditions-66949/

Q:Please I would like to purchase a health insurance plan that covers a J1 visa student from August 23rd to December 31st, 2019. Please ensure that the insurance plan fulfills the following requirements: Must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. telephone number. Must be currently active and you must promise to maintain it during the entire period you are registered for the current academic school term. Must provide an annual minimum of at least $50,000 in coverage for each accident or illness you may suffer each policy year. Must include coverage for prescriptions (medications prescribed by a physician). Must cover pre-existing conditions (illnesses or medical conditions that began before the effective date of the insurance coverage) with no waiting period (or the plan must have been in effect long enough that any waiting period has already passed). Must cover in-patient and out-patient medical and mental health care in the Washington, D.C. area, including Alcohol, Drug Abuse and Detoxification Treatment. Please note that emergency-only coverage does not satisfy this requirement. Must cover expenses related to self-inflicted injuries and suicide. Must have a maximum deductible of $500. Must provide at least $10,000 for medical evacuation. Medical evacuation is transportation to your home country so that you can receive medical care there. Student Health Service The George Washington University Must provide at least $7,500 for repatriation of remains. Repatriation provides transportation to your home country in the event of your death.

A:
You will not find any insurance in the outside market. You have to purchase insurance from school, because only school insurance will meet all the requirements.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/purchasing-health-insurance-for-j1-visa-holder-university-requirements-62322/

Q:Hi, I have a question regarding the Patriot Exchange Program. I need insurance that includes the following: 1. $100,000 per accident or illness 2. $25,000 for repatriation 3. $50,000 for medical evacuation 4. Deductible not to exceed $500 per accident or illness I noticed that your insurance does cover items 1 and 4 if I select the right options, but I was not able to see any information regarding medical evacuation and repatriation (items 2 and 3). Could you please let me know if your insurance also covers those items?

A:
Purchasing at the proper limits this plan will meet all of these requirements to include medical evacuation and repatriation. You can purchase it online at Patriot Exchange Program.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/patriot-exchange-program-for-j1-visa-requirements-medical-evacuation-and-repatriation-58883/

Q:I am a Brazilian citizen and resident. My husband is also a resident, but he is a US citizen. What plan can we purchase?

A:
There are only couple of companies which provides insurance to US Citizen who lives outside US and visiting US for a short trip. Patriot America and Patriot America Plus is available for both of you.
{{currentOrigin}}/answers/visitors-health-insurance/patriot-america-plus-eligibility-for-us-citizens-76357/

Q:Do you have any plans that meet the requirements from the French Embassy on Schengen Visa Medical Insurance?

A:
Any one of the plans from our Schengen Visa section of our website will fulfill the French Schengen Visa requirements. You can click the link below to run quotes: Schengen Visa Insurance
{{currentOrigin}}/answers/europe-visa-insurance/french-visa-schengen-visa-insurance-85885/

Q:Glad to connect with you. My name is Sixue Zhao who holds a F2 visa as a dependent in Arizona State University. I am now looking for a medical insurance and get your information from ASU's International Student & Scholar Center. They tells me you could help me with this issue. Could you give me a medical insurance plan for F2 visa including the price and coverage? I inquire the ASU website and ISSC, there has some guiding principle listed as below: - Unlimited annual and lifetime maximum benefit - Medical benefits of at least $100,000 per person, per accident or illness - Covers pre-existing with no waiting period - Covers preventative and medical, both inpatient and outpatient - Covers mental health, both inpatient and outpatient. Same benefit as medical - Has medical evacuation ($50,000 USD) and repatriation ($25,000 USD) - Policy plan must be a US plan, is ACA complaint, reviewed by AZDOI - A deductible not to exceed $500 per accident or illness Till now, I need a insurance for one year. Could you give me more information? Thank you.

A:
We don't provide any ACA compliant insurance.
{{currentOrigin}}/answers/international-student-health-insurance/medical-health-insurance-for-f2-visa-holder-arizona-state-university-requirements-36429/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More