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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a US citizen living outside the US. What comprehensive plan would you suggest purchasing?

A:
If your primary residence is outside the United States and you are coming to the US to visit you may purchase the Patriot America Plus insurance plan. Should you have additional questions or need further assistance please let us know. You may call our office at +1 (866) 467-8289.
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Q:Safe Travel InsuranceI am travelling to Maldives on 25th November and return 28th November family of 4Pax(Age: 51 / Age : 47 / Age 21 (Year of 1999) / Age: 16What kind of policy I need to go for if I want a policy COVERAGE upto 7000USD Please advise whether the hotel quarantine charges will be covered. What if I not tested covid positve however we come in contact with positive covid case and authorities ask ask to quarantine. Will we be covered

A:
There are a few options available that could have the upgraded coverage of $7000 for lodging/accommodation in case of quarantine under a trip delay benefit. If you are residing in the USA you could purchase the Safe Travels Outbound and if you reside outside the USA you could purchase the Safe Travels International. Should you have additional questions please call our office at +1 (866) 467-8289.
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Q:What if I purchase the Shengen insurance for a visitor visa to France, but then my application gets rejected and I can't travel to France for 6 months as planned. Can I get a refund since I won't be using the insurance?

A:
This is dependent on the plan you are purchasing. You may view the plans cancellation rules below each plan when quoting or viewing the information on the website. You may also call our office at +1 (866) 467-8289 if you have additional questions.
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Q:Which plan covers a visit to a mental health counselor? The plans I see available for me only cover a maximum of 50 USD per day.

A:
The Study USA Healthcare Platinum could provide benefits for Mental and Nervous Disorders. Please read over the certificate wording of the policy to familiarize yourself with the benefits and how the plan operates. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:i need insurance for my son who is studying undergraduate in Virginia Tech.He is 18 years old.insurance start date from 08/21/2021 till 01/30/ 2022.suggest me some best quotes that covers university requirements

A:
Please send us school waiver form at info@insubuy.com you can't get backdates insurance from 08/21/2021.
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Q:Dear Sir, I am a 21 year old international student at University of British Columbia Vancouver Canada. I am a citizen of India. I am travelling to United kingdom from 6th October 2021 to 20 October 2021 (15 Days). Please suggest me the travel insurance plan best suited for me.Thanks Rohan Anand.

A:
You can purchase any of the plan from our travel medical insurance section.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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