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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am applying for insurance coverage for my mum who lives in Senegal. On the application it is requesting a post code, but she doesn't have a post code. How can I proceed with the application?

A:
Thank you for contacting Insubuy. If there is no postal code you can just put NA in place of the numbers. If you would like assistance from a licensed agent please feel free to contact our office.
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Q:I am a US citizen that has been living in the Philippines for almost two years now. I am in the Philippines on a long term tourist visa. I will be visiting the United States for 16 days and want to purchase coverage while I am there. I just want to confirm I am eligible to purchase insurance through your company. Can you please confirm?

A:
Thank you for contacting Insubuy for your insurance needs. The Patriot America Plus plan is available to a U.S. citizen returning to the United States for a short visit as long as they reside outside of the United States. Please let us know if you have further questions or need additional assistance.
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Q:What company do you use for medical evacuation with policies for US travelers abroad?

A:
Most of the plans for travelers /travel-health-insurance/ will include medical evacuation and repatriation but if you don't want the other benefits and only want Medical Evacuation & repatriation there is one plan /medical-evacuation-and-repatriation-insurance/
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Q:My wife and I currently live in Canada and are considering moving to the U.S. We are both 71 and in good health. However I had cancer treatment in 2016 and my wife had similar treatment a couple of years earlier. As I understand it, we would not be eligible for Medicare for 5 years after moving to the U.S. and would need health coverage for that period. Do you have a policy that would meet our needs? If so, what would it cover, are there maximum amounts, and what would this cost?

A:
Thank you for your interest in purchasing insurance through us. We have some plan that you will be eligible to purchase but insurance will not pay for any pre-existing conditions or preventive care. Please find more information on new immigrant insurance. New immigrant insurance overview Medicare Eligibility for new immigrant Please review the plan details and feel free to contact us if you need any further information. Have a great day!
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Q:I am a UK citizen and I have recently been granted an E1 visa. My family and I are going to move to California, Sunnyvale this coming November. All of them have been granted E1 visa, too. Our initial stay will be until June 2020. I am now in the process of choosing what insurance can best cover our needs. My family is composed of: - Wife, 33, UK citizen - Child, male, 5 months, UK citizen - Myself, 38, male, UK citizen Could you please help with some additional information?

A:
You can purchase insurance through us until the end of this year. Once you have social security number and When enrollment period starts you can enroll under Anthem CA plan. Please find Safe Travels USA Comprehensive plan details here: Safe Travels USA Comprehensive You can review the certificate wording. Short term plan does not provide coverage for immunization, preventive care etc.
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Q:I am looking for Travel insurance for travelling to US from UK for a period of 4 Oct to 15 Nov 2019. I am looking for for quotes including coverage for vaccination and health check ups as well.

A:
Thank you for contacting Insubuy for your insurance needs Unfortunately, there is not a plan that you can purchase that will cover the cost of wellness checkups and immunizations. These are expenses that would have to be paid for out of pocket. The plans are designed to cover any new accidents and new illnesses that happen after the effective date. Please view the /visitors-insurance/ section of the website that will offer plans for your travels. If you would like assistance from a licensed agent please contact our office.
{{currentOrigin}}/answers/international-travel-medical-insurance/international-and-schengen-travel-medical-insurance-71363/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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