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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi Which plan offer the following Direct bill to hospital/Doctor Accept onset of pre-existing condition if any?
Q:I am the Student Insurance Advocate for the University of Montana. One of my primary duties is to assist students with researching plans so the students can obtain the coverage they need while attending classes here. With that said, the University of Montana is located in hub of 5 Valleys. It has many recreational activities available. One that is very popular here is skiing. I am assisting one of our potential students with obtaining a health care plan that not only meets the J-1 Visa requirements, but also has coverage for injury due to skiing. I'm looking at one of your plans. It meets the required criteria for medical coverage for our J-1 students. However, I need clarification on what is meant by your "Intercollegiate, Interscholastic, Intramural or Club Sports" coverage. If the student I'm assisting signs up for this plan, will they be covered if they happen to be doing an outdoor activity with their friends, for example skiing, and are injured? Or does it mean coverage is only available if the illness/injury occurs during a school related activity? Does that include skiing? Could you tell me exactly what this means, please. The student I'm assisting needs to purchase a plan as soon as possible. Whether or not they purchase a plan from your company is determined by the availability of the coverage they need. Any assistance you can give me is greatly appreciated.
Q:What kind of insurance do I need while my immigration process is pending? I need to have an insurance card when taking medical exam which is required to adjust my status. Please advise via email provided above. I am aware of the fact that insurance wont pay for the exam. As i need to have the insurance then i was wondering which insurance plans if good enough to qualify for the exam so they accept my ID. And how much is costs.
Q:I was just online looking for a quote, and wanting the Cancel For Any Reason benefit. However I've been told that clause is not available for NY. Why can you offer it and no one else? Just curious.
Q:male italian citizen, 60 yrs age, good health, will move to the u.s. florida soon, spouse is american citizen, need health coverage in the u.s. , have seen your Patriot Platinum America coverage, is this the most suitable for me? can it be purchased up to 36 months? can it be renewed? what if I get a green card VISA? thanks !
Q:I am having trouble selecting the right plan for my immigrant parents. They have Green cards and are under 70. My father arrived in the country less than 3 months ago, and has preexisting conditions, so he needs a comprehensive plan that covers acute onset. He does have an address in home country, but he has moved to the US with the intention to stay. My mother arrived more than 2 years ago and has no health issues. Please help us find the best plan. Thanks!
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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