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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I need an insurance plan that is Affordable Care Act accommodate to waive my student insurance, do you offer such plan?

A:
We don't have any plan that meets your school requirements.
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Q:We will be in the US between 25th. Sept. and 24th Oct. 30 days. If I take a 30 day policy from Patriot America plus for myself and my spouse age 59 58 and do not make any claim during the duration of the policy will I be eligible for a refund ?

A:
Thank you for contacting Insubuy for your insurance needs. You are not eligible to a refund for simply not using the plan. You will have had coverage for your requested duration so no refund will be given. If you have any further questions please feel free to contact our office.
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Q:International Student Insurance I want to inquire about information about health insurance for my husband and son. I am international student and I got my insurance from school. But my husband and my son need one. My son is 5 years old. Could you please recommend cheap and convenient health insurance for them? Thank you! I am looking forward to hear from you soon.

A:
Thank you for your interest in purchasing insurance through us. Is there any insurance requirements from your school? If no, then you can purchase Inbound USA – Fixed coverage plan or Patriot Exchange- Comprehensive coverage. Patriot Exchange Program brochure & instant purchase link: /patriot-exchange-program-insurance/ Inbound USA brochure & instant purchase link: /safe-travels-elite-insurance/ You can also find more plans at, /international-student-medical-insurance/ Please feel free to contact us if you have any further questions.
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Q:F1 insurance: Chinese link Hi, This is Sophie. I'm on F-1 Visa and I will be attending UCLA in May, 2016. I have attached the requirements about insurance I am supposed to purchase during my enrollment. Would you please take a look and give me some suggestions about qualified plans that I could be purchasing? Thank you so much for your help,

A:
Thank you for contacting Insubuy. We would recommend purchasing the Patriot Exchange Program Plan. Please use the links below to review the plan details. We have also included a link to the Chinese brochure as well. You may purchase online or over the phone contacting our office at (866) INSUBUY. Please dial extension 115 if you would like to speak with a Chinese speaking agent. If you have any additional questions please let us know. Patriot Exchange Program: /patriot-exchange-program-insurance/ Patriot Exchange Program Chinese Brochure: /patriot-exchange-program/j1-qianzheng-baoxian/
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Q:J1 insurance start date question I'm in the U.S. as a J-1 exchange student. I try to purchase your insurance plan today. However, my visa started at January 15th, and school require me to begin insurance plan at the date of Visa issued. So, can I purchase your insurance from January 15th to May 20th(visa expired date) today? I really appreciate to give me quick reply, because I don't have much time.

A:
Thank you for your interest in purchasing insurance through us. The plans can begin as early as tomorrow but no plan will begin now with a January effective date. If you need additional assistance please feel free to contact our office
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Q:J1 insurance questions I am applying for a J1 status in US starting 12th of September 2016 and ending 7th of September 2018. I would like to get the (standard) health and accident insurance for the J1 visa (Medical benefits of at least $100,000 per accident or illness, Repatriation of remains in the amount of $25,000, Expenses associated with medical evacuation in the amount of $50,000, A deductible not to exceed $500 per accident or illness). Is it possible to get it with you? What would be the monthly price, etc.?

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meet the requirements as listed. You can purchase either Inbound Immigrant- Fixed coverage plan or Patriot Exchange – Comprehensive coverage plan. Inbound Immigrant brochure, instant purchase and other useful information, /international-major-medical-insurance/ Patriot Exchange Program brochure & instant purchase link: /patriot-exchange-program-insurance/ You can compare these plans at /j1-visa-health-insurance/ If you are needing to show that you have the coverage for a specific duration then you would have to pay for the full amount up front instead of a monthly rate. If you do not need to have the full duration shown then you can purchase for a month and renew every month after. If you have any further questions feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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