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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:hello. i am 25 years old and i study at New Mexico institute of mining and technology. i was wondering what are your cheapest options for my insurance that align with the university rules and how much are they per month. thanks

A:
If you are coming to the United States on a J1/J2 or F1/F2 visa, and your school has insurance requirements you need to meet, please sent those requirements to info@insubuy.com so we can recommend a plan that will meet those requirements. If you have any additional questions please let us know.
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Q:Is the travel medical insurance per person or for the family Im in Florida but traveling to Colorado.

A:
You can purchase together as a family if you would like, however if anyone has a different citizenship it is recommended to purchase their plan separately. There is no price advantage to purchasing together. Please be advised that Travel Medical Insurance plans are designed to cover someone traveling outside of their home country. Trip Insurance can cover the non-refundable costs of your trip as well as some unexpected medical costs. If you have eligibility questions please call our office at 1(866) 467-8289.
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Q:If I cancel trip a month in advance do I get the cost of the travel insurance back

A:
This depends on the type of insurance you get. Insurance that will cover only medical costs can be cancelled anytime before the effective date of the policy for a full refund, and has varying cancelation policies if canceled after the effective, depending on the plan. These plans can be found in Travel Outside U.S.A. or Visitors to U.S.A. The other type of insurance is Trip Insurance. This type of insurance can offer coverage for the non-refundable costs of your trip as well as medical costs that may arise. Most of those plans are only refundable within the first 10 days of purchasing the plan. If you have any additional questions please let us know.
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Q:We are going to US for travel about 1wk. But my wife is pregnant, she will visit at 34 weeks of pregnancy, she is doing well. She doesn't have any medical problems, also the pregnancy seems good. But still i'm worried about accidental medical problems related with pregnancy. She still has time about 1.5 month to childbirth. Do you have any insurance plan for that? We are not planning to birth at US. We do have return ticket to our home country.

A:
Unfortunately there will not be any plans that will cover the complications of pregnancy after 26 weeks. Please see our FAQ on Insurance for Pregnancy If you have any additional questions please let us know.
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Q:Male 58, from India,Visiting US then Mexico returning to US then return to India.

A:
You are welcome to run a quote in the Visitors to U.S.A. section of the website. When running a quote, under "coverage area" please select "USA and during travel" or "international including USA" and any of these plans will cover you anywhere outside your home country. If you have any additional questions please let us know.
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Q:If a client is allergic to bees and get's stung while in the USA, will you cover the medication?

A:
These plans will only cover for unexpected issues that arise during your travel, and because they have a know condition (bee allergy) with an expected issue (reaction to bee sting), there would not be a plan that would provide coverage for that. It is advised to bring any medication that would be needed for a known issue. If you have any additional questions please call our office at 1(866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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