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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am interested in getting an insurance that could cover as much maternity as possible, my situation is the following: I do NOT have US nationality. I have Spain nationality (Europe) where I currently reside and live. I would be interested to have a maternity covered insurance in the US so if I get pregnant I could go on my 7th month of my pregnancy, as a visitor/tourist to the US, where I have family, to stay and wait to deliver my baby over there. I currently have an insurance called IMG which covered my first pregnancy in the US and at the moment I am looking at other insurance options before I renew my current one. 1. Which plan will I be eligible for my situation (Spain nationality delivering in the US as a visitor) that would covers the most for maternity in the US? 2. How much do you cover for maternity? 3. Do I have to add up any rider or does the insurance itself already include maternity? 4. What are the deductible amounts? 5. Is there a maternity waiting period? what is it? 6. Does the plan include also any checkups, ultrasounds, appointments, lactation or any other tests related etc before AND after the baby delivery? 7. Does the plan include c-sections or any other complications that the delivery or pregnancy may have? 8. Does the plan include any emergencies (if necessary) for the baby after the birth? For how many days/weeks? 9. What about a pediatrician for the baby first weeks of live? Would that be covered? 10. Does my previous current insurance maternity expenses from my first baby add up and count in your plans or do I start as a right new member with you and have the full amount you offer covered? 11. Which hospitals and clinics does your maternity plan cover in the US?
Q:While filling out the form for medical insurance for parents, do you expect the U.S. address where the parents will be staying in the US for their trip? Or is their permanent home address outside the U.S. expected in the form?
Q:I would like to buy medical insurance for my father as he is visiting the United States next week. I would like to understand the requirements/conditions for me to serve as his proxy? Is a verbal consent okay? Or do I need his written authorization on paper/email? Or do you need an affidavit for the same?
Q:Hello, I'm a student, permanent resident for 4 years, green card holder for almost 4 years. Is visitor care considered as health insurance? Can I submit it to my college as proof of having health insurance? I just need it for one year.
Q:I am going to stay as a J1 holder for two years with my wife and 2nd son(J2). During that period my first son will attend private school with F1. If I buy an insurance for my family including my son, F1 holder, does the insurance cover him too? Or should I buy another for him. We will stay at same home. Let me guide possible selection for us.
Q:Planning to buy Atlas America Policy for my visiting parents at USA, regarding deductible I found this statement "Per policy period deductible: You pay the deductible only once during the entire policy period, irrespective of how many times you get sick or injured during the policy period" My Question, our plan is go to month over month renewal of insurance. So the certificate period change every month. Eg: if I take insurance for whole June, I am responsible for 100 dollars deductible and if extend to July I am still responsible for 100 dollars deductible irrespective of I already paid/consumed deductible in June? Please clarify
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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