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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I would like to purchase insurance with the following minimum requirements for a J1 VISA holder, for period 03/05/2019-03/04/2020: -Medical benefits of at least $100,000 per accident or illness; - Repatriation of remains in the amount of $25,000. - Expenses associated with the medical evacuation of the exchange visitor to his/her home country in the amount of $50,000. - A deductible not to exceed $500 per accident or illness.
Q:I completed the application online. I want to make monthly payments using my American Express Card, however I only see a full year payment option. Can you provide instructions for selecting the monthly payment plan?
Q:Hi, I am an international student currently enrolled in a masters program at University of Colorado Denver. I am looking for a health insurance that has minimum requirements of the following: - Annual deductible cannot exceed $500.00 - Medical benefits of at least $1,000,000.00 per plan year with no internal (per service) dollar limits or per visit limits for specific benefits; this includes preventive care benefits and mental health benefits - Co-insurance cannot be less than 75% for Preferred Provider (PPO) networks and access to non-emergent and non-urgent network providers in the Denver metro area - Repatriation of remains in the amount of $25,000.00 - Medical evacuation benefits to student's home country of at least $50,000.00 - No pre-existing condition limitations - Coverage for maternity regardless of when a student becomes pregnant - Coverage of suicide and self-inflicted injury (intentional or non-intentional) - The health insurance company is a U.S.-based carrier or entity underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above, the plan must be underwritten in the U.S. (plans underwritten by offshore companies that are subsidiaries of U.S. or non-U.S. insurance corporations do not meet this requirement), and the participant's policy being offered by the insurance carrier or entity must be compliant with all the guidelines of the Patient Protection and Affordable Care Act. - The claims administrator must be based in the U.S. - The policy must be active at all times when the student is in the U.S. as a student of CU Denver, including upon arrival in the U.S., during semester breaks, and on or before the first day of the semester. I was wondering if you can help me with that.
Q:Is it possible to buy monthly recurring plan?
Q:I would like the insurance for FI on OPT and F2 dependent to cover basically any sudden hospital visit and emergency. $100000 is better for the max. Covers future pregnancy for the dependent. I can have deductible around $100.
Q:I am a visiting scholar who has a three-year-old daughter and I am going to be in New York on 29 January 2019. Therefore, I am looking for health insurance for one year of visit. I found a family friendly insurance called ExchangeGuard Essential on your site then decided to purchase (Coinsurance percentage 100%, 250$ Deductible per certificate period and 100000$ Coverage amount). But I wonder whether the coverage amount of my policy and my daughter's policy are 100000$ in total or the policies have 100000$ of policy maximum separately. Similarly, I wonder if I am going to pay 250$ of the deductible in total for both of us or 250$ for me and 250$ for my daughter separately.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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