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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:want to extend for another 6 months

A:
Once a policy has expired, you will have to repurchase the insurance. You may do so through the MyAccount section of the website by logging in with your certificate number and date of birth or by calling our office at +1 (866) 467-8289. Should you have additional questions please let us know.
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Q:Hiwe are a family of 4 (1 adult USA age 41, 1 adult German age 42 and both kids German citizens, age 5 and 8) living in Portugal. We are looking for a new travel health insurance to cover us for trips to the US. Either on a yearly basis covering whatever trip we are going to do (never more than 3 weeks, maximum of 3 trips per year) or as an alternative a trip based insurance - between 1-3 weeks each trip. What can you offer us?

A:
Thank you for contacting Insubuy for your insurance needs. We would recommend purchasing the Patriot America Plus plan, as US citizens visiting the United States are still eligible for that plan as long as their primary residence is outside the United States. Please review the plan benefits and let us know if you have additional questions. You may also call our office at +1 (866) 467-8289.
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Q:We plan to travel to Barbados on Jan15, 2022 and plan to return home on Jan 23. If we are required to quarantine in Barbados for a period of time after our planned return date (Jan 23) due to a positive Covid test, will the Safe Voyager Policy cover our additional accommodation expenses for the required extended stay ?

A:
Yes, the Voyager plan includes Trip Delay benefits which would reimburse you for lodging and meals if you were required to quarantine. All plans in our quarantine coverage section of our website will include those benefits. That plan will offer 3 different coverage levels you can choose from for Trip Delay benefits, of $2,000 ($150 per day), $4,000 ($300 per day), or $7,000 ($500 per day). You would simply find accommodations and then keep all receipts for the lodging and meals to file for reimbursement. If you have additional questions, please let us know.
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Q:Do you have a plan to add a disabled dependent adult child or would he need a separate policy?

A:
We do have plans available that would allow you to put multiple individuals, despite age. However, it will not make a difference in premium if you purchase under the same plan or separate. Should you need assistance identifying the available plans, you may also call our office at +1 (866) 467-8289.
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Q:Hi,I saw that my policy has a well visit benefit. But it says it needs to be within 21 days of purchase. Now my policy is at 29 days and just renewed. Do I need to let the coverage lapse and buy new to get the regular health check up/well doctor visit benefit? If I do lapse the coverage to get the benefit, will this cause any problem(s)?

A:
The wellness visit benefit available in the Safe Travels USA Cost Saver plan. The benefit can allow up to $125 for the well visit as long as it follows the protocol and instructions listed. It would be recommended to continue your active coverage and pay out of pocket for the well visit if you are needing it. However, if you wish to cancel the coverage and repurchase, you may do so as well. Keep in mind the plans will only offer the coverage for the new illnesses and injuries that are contracted after the effective date. The plans exclude the coverage for pre-existing conditions, preventative and routine care. Should anything currently be going on and you were to cancel the coverage and repurchase, it would not allow coverage for the things going on under the current coverage. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Do you offer a travel insurance plan that covers Covid 19 quarantine?

A:
You may view and quote plans in the COVID-19 Travel Insurance with Quarantine Coverage section of our website. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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