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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Safe Travel USA Trip Protection I called earlier and spoke with Anthony in regards to Travel/trip Insurance. I have received a quote for medical insurance, quote 26266549, which is great and covers everything I need medically. We discussed Trip protection as well...he said he wasn't able to send me the quote for trip protection, but said I qualified for the Safe Travel USA Trip protection. I have looked it up and it looks like it includes medical insurance as well as trip protection. I just wanted to make sure I still qualify for that insurance. My details are: Age: 28 Country of Residence: I live and work in Australia (I'm applying for de-facto visa/permanents residency, but have not been granted the visa, yet) Citizen: USA My Trip starts July 30 2016 and Ends August 21 2016 I am looking to cover around $100,000 for medical with no deductible And my trip costs are around $1,600.00

A:
Please visit our insurance plans page to view the current plans we have available, which include those offering trip protection. In you require additional assistance, please feel free to contact our office.
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Q:Request for information on Insurance I will be travelling to Atlanta for an year on J-1 Visa to attend GSU, Atlanta along with my family. Please suggest best plans along with detailed Brochure. Further, whether these plan fulfill J-1 requirement as well met below mentioned University Criteria. Please quote the rates as well as let me know that GSU Student Health center is the part of your PPO network. If possible, please send a compliance certificate also.

A:
The link I have provided below will help you locate the plans that will work for someone on a J1 and meet the J1 requirements. Once you enter the information required, such as the ages of the people needing coverage and the exact dates needed, it will quote you for several plans. Each plan will have the plan information available for you to review as well as provide the PPO network provider links for the plans that do use the networks. You may purchase the plan of your choice on the website, however, we can also assist over the phone and please let us know if you have any additional questions once reviewing the plans. /j1-visa-health-insurance/
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Q:Question regarding coverage in multiple states I'm travelling to USA and would like to take visitor coverage for multiple states, but looks like there is no such option, because it is asking for single state only.

A:
Thank you for contacting Insubuy for your insurance needs. Plans will cover you anywhere outside of your home country or country of citizenship . The application will ask state essentially for the initial purchase. The plan that you purchase will cover you in all 50 U.S. states. If you have any questions please feel free to contact our office.
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Q:Question about Comprehensive Coverage Plans - Altas America May I ask a quick question? Is Comprehensive Coverage Plans - Altas America cover outside PPO network? It mentioned “In PPO network� and “Otherwise�, does “otherwise� means when you are outside PPO network or not directly billed? Thank you very much and I am looking forward to your reply!

A:
Thank you for contacting Insubuy for your insurance needs. In the Atlas America plan otherwise, will mean if you are out of the PPO network or if the providers do not directly bill to the insurance. If you have any other question please feel free to contact our office. Atlas America brochure & instant purchase link: /atlasamerica-insurance/
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Q:Travel outside of USA I want travel insurance I want to go UAE from INDIA Can your Insubuy do so in India?

A:
Thank you for contacting Insubuy for your insurance needs. You may purchase a plan from the Travel Outside of the USA section of our website. The plans are designed to cover the insureds anywhere outside of their home country. We would be more than happy to recommend a plan for you but we will need more information. Can you please state the ages of the insureds, travel dates, and their home country?
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Q:Residency status and eligibility for coverage I read on your site that "Atlas America is a comprehensive coverage plan for non-U.S. citizens traveling outside their home country." I have a question regarding eligibility for coverage: I have won the Diversity Visa lottery and we will be arriving to the US on Thursday July 14th. I am not sure what our legal status upon arrival is and if that matters for insurance. We got an Immigrant Visa stamp but we won't get our Green Cards immediately; I understand it can take up to two months. So I am not sure whether we are considered Permanent Residents upon arrival or we have to wait until the Green Cards are issued. If we purchase the Atlas America insurance for these first couple of months will we be covered? I would hate to find out that we are not covered if an accident happens.

A:
We would recommend purchasing the Patriot America Plus plan as this will cover you whether you are on a Visitors’ visa, or Green Card. You may use the link below to review the plan details, and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. /patriot-america-plus-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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