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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Inbound USA Policy purchase Good day, My husband and I will be travelling in the USA from 26 March to the end of July 2011. We would like to purchase an Inbound USA medical cover policy each. Is it possible for us to purchase the policy online now, and request that the date of cover begin on 26 March? We are keen to have everything organised and paid before we depart and would like to have clarity on this matter. Thank you, Kind regards,

A:
Yes, you can purchase it online now and enter the coverage effective date mar 26th. Inbound USA brochure, instant purchase and other information, /safe-travels-elite-insurance/ If you have any further questions, please feel free to contact us.Thanks & Regards Good day, Thank you fro your speedy response to my enquiry. Just one more question - is the policy renewable if we decide to extend our stay with our children? Kind regards, Yes, Madam. As long as you purchase minimum for 5day. You can renew the policy mamimum for 1yr. Whenever you renew the policy there is $5renewal fees plus whatever your premium for the duration. I hope this answer your question. If you have any further questions, please feel free to contact us.
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Q:Pregnancy Coverage Insurance Dear sir/ Madam. As I am visiting in USA and would like to buy insurance that covers pregnancy. which scheme will suitable to me Please let me provide information for that. Thanking you,

A:
How many wk pregnant? Now 22 week of pregnancy and the delivery date is 7 june 2011. thanks Do you want to cover the delivery expense for her? How long she is planning to stay here? There is no plan that will cover pregnancy and delivery because she is already pregnant. Ye so s I want to cover the Delivery Expenses and she is Planning to Stay here until August that after one months of Pregnancy she will back. so she is looking at Least 6 months Insurance. Is it possible to buy any policy from you? Please Let me Healp. Thank you There is no insurance company that will cover whatever you are looking for a visitor.
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Q:Travel insurance I came across your website but couldn't find the information I was looking for - probably wasn't looking or understanding the right category. I am going to Israel March 22 - 30 on a media trip and my form says I need medical coverage for oversears - do you offer such a thing for a short period of time

A:
Thank you for your interest in purchasing insurance through us. We have many products that provides medical coverage for overseas. You can go for Atlas International plan. Atlas International brochure, instant purchase and other useful information, /atlas-international-insurance/ Please review this and if you have any further questions, please feel free to contact us. I am going to Dubai this September, is there any facility available to get insured? Yes, please visit /travel-health-insurance/ You can purchase any of the plans available there. If you have any other questions, please feel free to post them here or contact us at any time.
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Q:Query - Visitors Insurance - Pre existing Condition. Hello, I have been reading at the discussions in the forum on immihelp. I may not have been able to read through all the posts so here is my specific query: I am planning on visit of my father next month and he has been treated for stomach problems in India. Does this come under pre-existing condition. How do you evaluate the pre-existing condition of a visitor. Thank You,

A:
Yes, that would be considered pre-existing condition. Please read /visitor-medical-insurance-pre-existing-conditions/ for further details.
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Q:urgent travel insurance inquiry Dear whom it may concern, I am an international graduate student currently enrolled in Texas Tech University. I am now in Madagascar for my Ph.D. work and looking for my travel insurance which I can still purchase from overseas. I was thinking of purchasing before I left Japan but Japanese insurance company only covers round trips that I will come back to Japan (after staying Madagascar, I will go straight back to Texas for my study). I am looking for something that covers my life, medical, accident, and maybe luggage (not necessary). I will have limited internet connection probably until very early Monday morning, after that, I will have internet connection at the end of January. So, it is urgent question. Is it possible for me to purchase travel insurance at your company in this situation? I yes, can you send me what's available and prices? If I can’t, do you happen to know any companies that may accept travelers who have already left country? I appreciate any help you can provide me. Regards,

A:
Dear whom it may concern, I have sent below e-mail, but forgot to put my trip duration. It is a little less than 2months. If need coverage only in Madagascar use the following link to view the available plans: /travel-health-insurance/ If you need to have coverage in U.S. as well as Madagascar also we will need to know what type of visa you will be on in the U.S. If you will be on J or F visa pease supply the requirements for your school.
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Q:Parents medical insurance HI, My parents are visiting us for 6 months arriving from India - 20March 2011 Departing to India 11Sep 2011 1933 1943 Looking for a comprehensive policy for their stay here. Can you send me some options. and also what are the formalities to be completed.

A:
Good morning. Thank you for your interest in purchasing insurance through us. We provide insurance from many companies. You can purchase Atlas America plan. If you go Atlas America with $50,000 coverage with $250 deductible form 03/20 to 09/11 Premium for your father would be $1408.00 and for your mother would be $976.80 Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ Please review this and if you have any further questions, please feel free to contact us. Link for view all plan for visitors, /visitor-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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