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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:US citizen returning to USA I am an expat, living in Taiwan for 4 years now. I will be returning home to visit the states for two months, and would like to purchase health insurance for that time. I will be home from 7/12-9/14. I have head of two plans that provide coverage for expats, the Liaison Continental and the Liaison Majestic. However in reading them both, neither states that they provide coverage for expats visiting the states. Could you please tell me if these plans would cover my trip back to the states or not.

A:
Yes, the Liaison plans will cover a US citizen coming to the US for a visit. If you need additional assistance please feel free to contact our office.
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Q:Visitors health care USA: Pregnancy I am planning a trip to the USA, in October to November 2016. I am pregnant and will be 20 weeks pregnant when I leave and 24 weeks when I go back. I am looking for a visitors healthcare insurance and came across yours that seems to cover all complications due to pregnancy. Is this the case? Thank you for getting back to me.

A:
Thank you for contacting Insubuy for your insurance needs. There are plans that will cover pregnancy complications for the first 26 weeks. Nothing related to maternity or delivery would be covered . Please sure to review the link listed below for more information about this coverage. Please keep in mind not all plans will cover pregnancy complications this is only a benefit offered in certain plans. Pregnancy FAQ: /us-visitor-insurance-for-pregnancy-coverage/
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Q:Child immunizations / Baby check ups covered? Do you have any plan with baby checkups? Because my daughter will need for example vaccinations when she will be 2month and 6 month. Thanks

A:
There are no short term plans will cover immunizations or baby check-ups as these things are considered preventative care which is excluded from coverage.
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Q:Not seeing my state choice available in the application? Hi, I wish to Purchase medical insurance for my Father who will be traveling to US - Seattle on 23rd of May.But when I try to Purchase using below link I could not find the Washignton state in the list of values while selecting the residence state. Could you please help. Inbound USA Visitors Medical Insurance

A:
Hello, The Inbound USA plan is not available in the state of WA so that is why the state does not appear in the application. The other basic plans that are available in the state of WA are Visitors Care or if you purchase prior to his arrival, Visitors Secure. On our website, www.insubuy.com if you include the state you will see only plans that are available in your state. If you have additional questions please feel free to contact our office.
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Q:Can I pay for my insurance using an Indian International debit card? Is it possible to make the payment using Indian international debit card ( ICICI bank debit card ) regards,

A:
The policy must be paid in USD with a card that has one of the Visa, Discover, MasterCard or American Express logos.
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Q:Visiting USA: Pregnant insurance needed Hi I am applying for tourist visas in the US for the duration of six months. Please guide me to use during pregnancy and childbirth insurance, how much it costs and what are its terms of use. I'm 31 years old.

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker and offer all of the major plans on the market. There are no plans which will cover maternity for a visitor to the United States. There is a plan called Atlas America which will provide coverage for complications of pregnancy which occur during the first 26 weeks of pregnancy. Please use the link below to review the plan details, and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. Atlas America: /atlasamerica-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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