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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:What would be the best insurance to buy for a H4 visa holder?
Q:I would be enrolling in a university starting spring 2020. Am i eligible to buy this student health insurance? I am on H4 visa.Do i need to be full time student. The requirement of the university is Minimum total benefit/coverage of 100000 USD Plan deductible of no more than 500 USD Minimum of 50000 for medical evacuation Minimum of 25000 for repatriation coverage
Q:We need an insurance for our son who was born in US Miami on 21 November 2019. Both myself (father) and his mother are not US citizens and the baby has a citizenship of another county (Russia). Please let me know if you have such plans for newborns while in the USA.
Q:I need to buy insurance plan for my spouse on F2 visa. Do you offer any plan that satisfy the following criteria 1. The mandatory coverage period of: January 1, 2020 through August 14, 2020. 2. Unlimited maximum on benefits 3. No Pre-existing condition limitation 4. $500 or less deductible per condition 5. Covers 100% of Preventive Care as defined by the PPACA 6. Imposes no provisions for co-insurance that exceed 25% of the covered benefits per accident or illness 7. Must be Patient Protection and Affordable Care Act (PPACA) compliant. (Travel plans will not be accepted)
Q:I'd like to know: - How much is the policy maximum for Preferred 500? - Do you cover birth control? - Is there regular preventive dental coverage? - Do you cover flu shot?
Q:Below are the requirements for health insurance as per my school. I am a Canadian student on an F1 visa, studying in Virginia. There are no restrictions on waiting periods, deductibles or policy maximums. Please let me know what plans are acceptable. Thanks, Steve - My plan is provided by a company licensed to do business in the United State, with a U.S. phone number. - My plan offers coverage per injury or sickness in the Richmond VA, area (including hospitalization,surgery,mental health,medical equipment, pregnancy, and physical exams.) Coverage for emergency-only care does not satisfy this requirement. Catastrophic, travel and short-term policies do not qualify. - My plan provides prescription drug coverage. - My plan is currently active, and I agree to maintain health insurance coverage throughout the entire 2019/2020 academic year. (Note: If your coverage ends prior prior to July 31, 2019, then you must provide proof that you are leaving the university before your insurance expires. ) - My plan provides coverage for pre-existing conditions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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