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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Maternity Interest Hi, I am interested in getting an insurance that could cover as much maternity as possible, my situation is the following: I do NOT have US nationality. I have Spain nationality (Europe) where I currently reside and live. I would be interested to have a maternity covered insurance in the US so if I get pregnant I could go on my 7th month of my pregnancy, as a visitor/tourist to the US, where I have family, to stay and wait to deliver my baby over there. I currently have an insurance called IMG which covered my first pregnancy in the US and at the moment I am looking at other insurance options before I renew my current one. 1. Which plan will I be eligible for my situation (Spain nationality delivering in the US as a visitor) that would covers the most for maternity in the US? 2. How much do you cover for maternity? 3. Do I have to add up any rider or does the insurance itself already include maternity? 4. What are the deductible amounts? 5. Is there a maternity waiting period? what is it? 6. Does the plan include also any checkups, ultrasounds, appointments, lactation or any other tests related etc before AND after the baby delivery? 7. Does the plan include c-sections or any other complications that the delivery or pregnancy may have? 8. Does the plan include any emergencies (if necessary) for the baby after the birth? For how many days/weeks? 9. What about a pediatrician for the baby first weeks of live? Would that be covered? 10. Does my previous current insurance maternity expenses from my first baby add up and count in your plans or do I start as a right new member with you and have the full amount you offer covered? 11. Which hospitals and clinics does your maternity plan cover in the US? My age: 32 (I will be 33 in September) Date of Birth: Sept. 29th, 1983 Nationality: Spain Gender: Female Currently mom of 1 baby I have a chronic rheumatology disease called Ankylosis Spondylitis but the insurance I am looking for does not necessary have to cover anything related to it as maternity is what I am interested on. In any case please also inform me on this.
Q:Travel medical insurance purchase using mobile device Hi- I was trying to purchase a plan for my parents traveling United States. Will I be able to complete the purchase and application using a mobile device or an IPad. Please advise. Thanks
Q:U.S. Address or Permanent Residence for Address for visitor medical insurance While filling out the form for medical insurance for parents, do you expect the U.S. address where the parents will be staying in the US for their trip? Or is their permanent home address outside the U.S. expected in the form?
Q:My wife is coming to the US as F-2 and I'm going to buy insurance for her separately out of school. I'm going to get a plan for 4 months only. What plans are suitable for her?
Q:Family Non-U.S. citizens except 1 child- U.S. passport holder/citizen- need insurance Hello, I and my family are resident in India. We plan to travel to US next week. I, my wife and 2 daughters (9 years and 14 years) need to get travel medical insurance. One of my daughters is a US passport holder, but lives with us in India. The insurance from India does not cover US travel for US citizens. But I see some options on insubuy website. Can you suggest the best option for us? Regards, c
Q:Can I get coverage for trekking in Nepal? I am currently in Nepal and my trek will be on Island Peak beginning April 24th. There will be a 400 metre section that requires the use of fixed ropes and crampons. It is a guided trek. Any help you can offer will be great. Regards
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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