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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:J1 and maternity I have a client which will come to work for a university in August, in Illinois. Ages are 31, 34 and 1 child age 4. They need it for about 2 months, until they get the group plan from the university. They wanted to get maternity coverage, in case that they need it. I could not see plans when selected the maternity option. Please advice
Q:Parents visiting USA with Pre-existing condition I came across your email address while looking up options for medical insurance for my parents who plan to visit the US from Sept 15 to Nov 17 this year. My father will turn 69 tomorrow and is a diabetic with high blood pressure, both of which are under control as of now. He underwent a carotid endarterectomy last year and has been asymptomatic ever since. My mother will turn 62 in December. She underwent heart surgery this past Jan for an aortic dissection and has been asymptomatic as well. She was taking medication for high blood pressure prior to her aortic dissection. Their family doctor has cleared them for all travel. I would like to err on the side of caution and prefer a comprehensive plan. Given these situations, what product would you recommend?
Q:Travel to China: medical insurance needed I am going to Daocheng, China in October this year (2 pax). Most places are above 3000m sea level. The travel insurance provided in Singapore do not provide cover once the height exceeding 3500m. Hence, need to source for alternative cover outside Singapore.
Q:Purchasing Multiple Insurance plans for one person I have a client who is working in Seattle USA. He already has health coverage from employer and not sure whether he should buy own medical insurance or not. He plans to stay in USA for another 3-4 years and then return back to India.
Q:Policy Maximum amount with Multiple insured people I am looking to purchase medical insurance for my parents who will be visiting the US. If I were to choose an insurance for $100,000 maximum amount, is that $100,000 per person or $100,000 for both my parents combined?
Q:J1 visitor insurance needed My son Post Doctoral researcher is travelling to San Diego for one week in August and needs to take out medical insurance. Please advise which policy is best. He is 29 years old and will be in San Diego and then Hollywood.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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