Ask Our Specialists

Thank you for your interest in purchasing J1 visa insurance. There is no plan available in the market exactly as described due to the following reasons: 1. Maternity or pregnancy care. It is usually not covered in any short term plan. However, it may be covered in some plans as long as you are not already pregnant at the time of effective date. 2. Emergency Medical Evacuation. All plans evacuate the person to the nearest place where adequate care can be given and not necessarily to home country. Please read /emergency-medical-evacuation-to-india/ for further information. Please check whether your school whether they would accept the plan with the above two restrictions. Once you get back to us, we would be glad to suggest you the suitable plan that would meet the requirements.

What about insurance for yourself? How are you getting insured? I will get the insurance from my University. OK. In that case, please look at /patriot-exchange-program-insurance/

Thank you for your interest in purchasing emergency medical evacuation insurance. You can consider purchasing the Sky Rescue plan at /trip-cancellation-insurance/ The following are the answers to your questions. We do not have an airport. Is one needed? No, we have a variety evacuation providers that employ a variety of methods to conduct evacuations. Are you able to access most areas? Yes, by plane, helicopter, boat, ambulance, etc. We have utilized many different methods to evacuate our insurds. We have a big enough area of cleared land to land a helicopter but it has a downward grade and is not smooth. Is that something you can work with or would we need to get a boat to another island to have you land? We would coordinate with a local evacuation provider and the treating physician to determine the best, most efficient means necessary to conduct the evacuation. We can get a speed boat to the island with an airport but the airport closes at nighttime. Is this a problem? We would coordinate with a local Evacuation provider and treating physician to determine the severity of the condition and thus the most efficient and quickest method of evacuation to the nearest qualified facility. Also, if there is a life or death emergency, how fast can you get to us? In all cases, the process begins immediately. The time it takes depends on how quick we can coordinate an evacuation provider that has the necessary transportation available at that time. If you have any other questions, please feel free to contact us at any time.

You can purchase Patriot TRIP Elite 62 day policy to start from 10/7/2014-12/2/2014. Complete information including the benefits and prices are available at /trip-cancellation-insurance/ You can make an instant purchase online. If you have any other questions, please feel free to contact us at any time.

Thank you for your interest in purchasing insurance through us. If you are coming to US on E3visa. You can’t purchase Safe Travel plan. You need to purchase Patriot America plan. Which is very similar to Safe travel plan. Patriot America brochure, instant purchase and other useful information, /patriot-america-lite-insurance/ You can also look at other plans at, /new-immigrant-insurance/ Please enter appropriate criteria and you will find some plans. You can compare them side by side. If you have any further questions feel free to contact us. Hi, Thank you for the advice. Where/what is the wording in the Safe Travel Plan policy that prevents E3 visa cover? I read the online wording and would like to know so I can check other policies, including Patriot America. Regards, Safe Travels USA plan is designed to be purchased who need coverage outside their home country. As E3 visa is a resident non-immigrant visa, you will be living in the US and your home country would be considered US. Therefore, you can’t get the coverage in the US under Safe Travels USA. However, as you are non-US citizen, the Patriot America plans allows you to put either USA or Australia (country of citizenship) as your home country irrespective of where you live. Therefore, in order to get the coverage in the US, you can put your home country as Australia in Patriot America. You can’t do the same for Safe Travels USA as in that plan, where you live is your home country. I hope that answers your questions. If you have any other questions, please let us know.

Thank you for your interest in purchasing visitors insurance. 1. You can purchase different plan for each person. 2. Refund rules vary for each plan. Next to each plan that is refundable, you will see a link that says ‘Refundable’ and that will show the refund rule. Please look at /visitor-insurance/ 3. Our FAQ is the best clarification we can provide. 4. Please read /what-is-visitors-insurance/ for in-network claims. Yes, you will receive ID card. 5. Next to each plan that has PPO network, you will see a link ‘Direct Billing…’ at /visitor-insurance/ You can search for the participating providers there. We use different email addresses just for tracking purposes to see where the requests are coming from. Irrespective of the email address, they all come to the same place and answered by the same people. If you have any questions, please feel free to contact us at any time. Thx.. Pls clarify on point # 3 below. Will the plan cover treatment related to GI problems if they resurface? Your explanation in FAQ doesn't give direct answer on this. I want to have absolute clarity on this before purchasing from you which is why I am disclosing the condition to you. There is no way to make the assessment in advance for any specific medical condition. It is determined at the time, after the fact, based on the medical records and the attending physician report, whether something is a pre-existing condition, an acute onset of pre-existing condition, sudden and unexpected recurrence of pre-existing condition or excluded medical condition. But when insurance companies say that they cover acute onset of pre existing condition, doesn't it mean it covers any medical problem of the past which got re-surfaced due to any reason while policy is effective? All I am trying to understand is that if i have to take my mom to a hospital due to an illness which she had in the past (but now she is normal and doesn't need doctor visit) will she come under the purview of pre existing coverage or not. I know it is specific to an individual but based on the info I have provided can we not figure out anything? I am not necessarily looking for a YES answer here but need clarity. Regards Please read /visitor-insurance-acute-onset-of-pre-existing-conditions/ That is the best clarify I can give.