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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, I intend to buy international student travel insurance. I will be going to the US on 14 August 2017 on a J1 visa. I have pre-existing asthma and a heart condition (have had asthma since childhood and the heart condition for ten years already) and want a plan that covers this - hospital check ups, medical care, medication and inpatient/outpatient hospitalization. Can you suggest a plan that suits my requirements? Thank you.

A:
Insurance will not cover your pre-existing immediately. There is 6 months waiting period. If you need to cover it immediately, you can purchase insurance from your school. Otherwise you can purchase Student Secure Select plan with 6 months pre-ex waiting period. Please feel free to contact us if you have any further questions.
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Q:I'm from Santo Domingo, Dominican Republic. I am exchange student. I go to Nazareth College. They recommend you to me.I go with my family. We are five people my husband (43 years old) and my three children (a girl of 13 years and the twins of 11 years). I'm interested in your health insurance. Could you please give me more details?

A:
I just looked at your college insurance requirements. You can purchase any of the plans from our J1 Visa Health Insurance section on our website. You don't need to send requirements. But if you can send start date, end date, arrival date, which state do you need coverage, insured person age and we will be glad to send you quote by an e-mail.
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Q:Hello, I have a question about eligibility for your Diplomat America Plan. My husband, son and I are all USA citizens. We live in Australia and have since April 2016. We will be visiting the USA for several weeks on holiday and then returning to Australia. My question is, are we eligible for both plans/which is best for our scenario? Is Australia considered our home country (from application)?

A:
You can't purchase Diplomat America plan. But you can look into Patriot America Plus insurance Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-insurance-usa/eligibility-for-diplomat-america-for-us-citizen-temporarily-visiting-the-us-61064/

Q:I'm in the process of doing market research for international travel insurance. Let me start by saying, I'm not obligating any government monies. We are a government organization that may be interested in a one year blanket purchase agreement from October 2017 - September 2018. Our students come from many different countries and their ages ranging from 25 - 60 years old. There are four - 10 to 11 week sessions a year: October - December; January - March; April - June; and July - September. We would have 12 students in the next session coming up on January-March 2018. We don't get the names, and personal information until about a month before the class start date. We would like a quote for a "no co-pay" policy for medical (urgent care) and emergency dental for coverage up to 1 million. The students will use an urgent care facility near Quantico Marine Corps Base in Stafford, Virginia. We may add more students that are here from 2-5 weeks at a time, but this will be a different timeline. How soon will you be able to provide me a quote?

A:
We can't do blanket policy without prior claim history and census. But most of our group insurance are instant purchase. It can start as early as tomorrow or any future date that you specify. As per your e-mail, you don't get enrollees information in advance. That's not a problem. As soon as you have, you can send those information in a spreadsheet and we will be glad to send you quote within 1-2 business days. Please look at Atlas Group Insurance. You can also find various group plans and their comparison at International Travel Group Medical Insurance. Please feel free to contact us if you have any further questions.
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Q:I am 71 years old male,in sound health,and will require a travel insurance,as a precautionary measure.I will be coming from Mumbai (India) to New York on August 17,2017,via Dubai,for about 4 days, and will be in San Francisco and Las Vegas for about 10 days and 4 days respectively.It will be appreciated if you suggest a insurance plan fro USD 50,0000 or USD 100,000 (if the premium difference is not much between the 2 insured amount),the total trip will be about 22 days.

A:
We provide insurance from most of the major companies in US. If you are looking for $50,000 coverage you can purchase Safe Travels USA Comprehensive plan. For $100,000 coverage you can purchase Atlas America plan. You can also visit our website and enter appropriate criteria. You will find many plans and you can also compare them side by side. If you provide your exact travel dates will be glad to send you quote by e-mail also. Please feel free to contact us if you need any further clarification.
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Q:I'm looking for travel insurance for myself and my husband for our trip to California in September for 3 weeks. Will your policy cover me as I'm pregnant, I will be 18 weeks pregnant at the time of travelling.. I need to know that I will be covered if anything were to happen.

A:
We have one plan is called Atlas America which covers only complication of pregnancy up to 26 weeks. Please find more information in the Atlas America policy certificate. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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