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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Student insurance questions After I buy the medical insurance, when will the fulfillment kit be mailed to me Because the effective date is in November. By the time I will have been in America. Many Thanks.

A:
It will be mailed to you the next business day.
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Q:International student health insurance plan I am an International student. What type of insurances can you offer How much is it cost monthly It is extremely urgent! Thank you,

A:
Thank you for your interest in purchasing international student health insurance. We offer several insurance plans, listed at /international-student-medical-insurance/ The price depends upon your age primarily. On that web site, you can get instant quotes, compare them side by side and make an instant purchase online. If you have any further questions, please feel free to contact us at any time. need to make my decision until August 15 th, it is urgent as I need to waive my school insurance plan which is too expensive for me and find any insurance plan comparable to that Gallagher Koster insurance plan LOW OPTION PLAN I am sending you an attachement with the Gallagher Koster plan for International students. Please compare with your insurance company plan for International students Please see the LOW OPTION PLAN. We are unable to comment on the plans we don't offer. I request you that you can compare the plans youself and choose the one that suits the most. If you have any specific questions about the plans we offer, we would be glad to explain those to you. If you let me know the name of your school and/or their requirements to waive their insurance, I can tell you which one of our insurance plans would meet those requirements. Instead of sending the insurance brochure, please send me the waiver form or the compliance form that has the requirements listed.
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Q:Insurance - Canadiian studying in USA Hi I am a Canadian citizen and I will be studying in Minnesota this fall. I plan to move to the US on Aug 9th and need health insurance to cover me until the start of school (Sept 7th). During this period, I will be visiting family in Illinois & Iowa. So I will need a comprehensive plan that is valid in all 3 states. Please advise. Thanks

A:
You can look at the temporary medical insurance plans at /You can get instant quotes, compare them side by side and make an instant purchase online. If you have any other questions, please feel free to contact us at any time. But the insurance requires the state, so since I will be studying in Minnesota...I should probably put down MN. However, I will be spending two weeks on the road, visiting family in Illinois & Iowa...will the insurance options cover me in all three states. Are these plans restricted by state? Thanks, It will cover in those states as well. State is asked because some plans may not be available in some states. However, it does not restrict tempoary travel to other states.
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Q:Student health insurance from India Dear sir, Is it possible to arrange health insurance cover from INDIA for students. Regards, Thank you.

A:
Yes, you can buy from anywhere. Just visit https://www.insubuy.com and you can purchase. Even though you can purchase from India, it is always better to buy from the US. Please read /visitors-insurance-usa-india-comparison/ for more information.
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Q:Travel insurance for Germany Need to buy travel insurance to germany . But the requirement is that the local office of the insurance company should be in a schengen states Switzerland or Liechtenstein. Is this condition satisifed. where is it stated.

A:
Please look at Atlas International Insurance at /atlas-international-insurance/ Its administrator has an office in Spain which is part of the Schegen countries. Its insurance company is headquartered in London and local offices in several Schengen countries and it is stated at https://www.lloyds.com/ If you have any other questions, please let me know. does the policy state this ? Consulate needs a letter. We can get you a customized letter stating it. What consulate are you going to? What city? And what country's consulate? German Consulate General San Francisco 1960 Jackson Street, San Francisco, CA 94109 Tel: (415) 775 1061 How soon can you get this letter to me. I can provide a fax number. I need to fax this right away to the consulate as they have my other documents and need this as well. If you can get this asap. I can purchase the insurance and send you the policy number and my details. When is your appointment? And can you please forward me the link where it states those requirements so that we can accurately put in the letter? I have purchased atlas international for my German visa application. I am not able to download any of the documents. I purchased the plan over two hours ago and the website stated that as soon as I made the purchase I would be able to download documents. I tried to print my ID card and it says that my ID number and my birth date do not match. Yes, they do. I have checked it repeatedly. Where I tried downloading my visa letter, it just does nothing when clicking on the"get visa letter" tab. I have tried holding down the ctrl key as it says to do if it does not show up, that does not work either. I am getting very frustrated with this as I have limited time to apply for this visa, and have spent my money on this insurance plan and I'm not able to bring any documentation stating I have insurance to the consulate.
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Q:Medicare supplement insurance recently my son met an insurance agent.he said that all these plans suggested by you are medicare supplement plans.if one is not registered with medicare then these companies will not make any payment or reimbursements. I personally do not believe this. Wish you can throw light on this. Thanking you.dresh desai with regards. Yours sincerely,

A:
We don't offer medical supplement plans. Instead, we offer the insurance plans to those who don't qualify for medicare. Please let me know if you have any other questions. Thank you for your prompt reply.you have. You have solved my problem. Now i want your help for choosing what insurance we should have. My wife & i became green card holder in july 2007.she will complete 65 yrs. In nov.2010, & i will be completing 72 yrs. In nov. 2010. We had been to india & returned on 4th april 2010.we took insurance from icci lombart insurance co. Who has tied up with united health care.we have received i.d.card from united health company.this expires on 30th sept.hence we would like to have insurance from 1st october to 03/31/2011. There are companies which terminate the policy once one becomes green card holder.hence it becomes difficult to select the company. We would like to have coverage from company where the premium is low. This is because not having worked in u.s. We cannot have any financial assistance from social security dept.also we do not want my son to spend a lot on our premiums.this is my personal feeling. On sept.5th 2005 i developed impending heart attack & stent was implanted on the same day. Since then i have no problem or have any symptoms.but have to continue taking treatment.my wife has no health problem. Your suggestion will help us out. Thanking you, yours sincerely, I suggest that you look at /new-immigrant-insurance/ You will find Inbound Immigrant insurance that provides the low cost coverage and also the coverage is limited. You will find the bridge plan that provides much better coverage and is higher price. In any case, all of your pre-existing conditions such as your heart issue etc. will be excluded. Please feel free to contact us at any time, if you have further questions. Also, I have one request. It is much easier to read when you don't write the entire email in the caps letters.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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