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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am an Indian National, working in Malaysia. We are planning for Germany trip from 15 to 23 Sep 2017. Let me know the best prices available to get insurance for GERMAN VISA.

A:
Thank you for your interest in purchasing insurance through us. We provide many insurance plan that meets Schengen visa requirements. One of the popular plan is Patriot International. Please find more information here. You will find more plans on our Schengen visa insurance section here. Please feel free to contact us if you have any further questions.
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Q:My daughter will be going to France for some educational event for 11 days in August. We live in USA but she is not an US citizen and she is a permanent resident. She will be 15 years at the time of travel in August. As per Schengen visa rules she requires international travel insurance. Please can you suggest some plans for her as I do not want any visa delays because of medical insurance.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Patriot International plan with $50,000 and $0 deductible. Patriot International brochure, instant purchase link can be found here. As soon as you purchase insurance you will receive confirmation by e-mail which will have an attachment for id card and visa letter. Patriot International sample visa letter We sell this Schengen visa insurance everyday and very familiar with the requirements. You will find more plans at our Schengen visa insurance section here. Please feel free to contact us if you have any further questions.
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Q:I'm an international student from Bowling Green State University, Ohio. I want to waive our international student health insurance, but I'm not sure if your plans can achieve the minimum requirements of my school. So could you please help me to verify that?

A:
We don't have any plan which will meet your school requirements. You have to purchase insurance from your school.
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Q:I am interested in buying travel insurance for the Schengen countries. At the moment I am residing outside the US and was wondering if you sent me the insurance papers via email or you have to send them via regular mail ?

A:
Thank you for contacting Insubuy for your insurance needs. The plans in our Schengen Visa section will offer electronic documents that you will receive by email after purchase. If you have additional questions please feel free to contact our office.
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Q:This is Heba (33 years old) Egyptian and live in UAE, also I am pregnant in my 16th week (first baby) and my estimated delivery date on 31st December 2017. Furthermore, we have got USA visit visa because planning to birth my baby in USA with insurance in order to cover the maternity during and after my delivery. Actually, I am planning to travel to USA in my 36th week of pregnancy which will be corresponding with 30th November 2017. So, we would like to inquire about the below: Is there maternity insurance for 3 months? What is the charges for the same? Is there any specific state for my delivery to be covered? Could the company wait for us to get the social security number after delivery? What are the common procedures? And when do you accept the pregnant (in which month)? Thank you in advance and looking forward to your kind reply at the earliest.

A:
Unfortunately, there is no insurance which covers pregnancy for an international visitor.. You have to pay from your pocket.
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Q:Need your help to identify insurance plan for my parents visiting USA from India next week. The website has lot of options and terms and conditions which is confusing. Let me provide you the details and few expectations so that you can help me with plans. Date of Coverage: 07/16/2017 to 09/18/2017 Location: Novi, MI Parent 1: Male, Age 65 Yrs Pre-Existing Conditions: BP, Type 1 Diabetes controlled with current medication Parent 2: Female, Age 58 Yrs Pre-Existing Conditions: BP, Type 1 Diabetes controlled with current medication Given the comparison between Fixed and Comprehensive Plans, I am more inclined towards Comprehensive, however if you feel there is a Fixed Plan which can suit above conditions, please let me know those options as well. Other feature such as PPO would be preferable. I would also like to know details on Hospitalization Charges, Urgent Care, Emergency Room etc to better understand what is covered and what is not with examples. Also if possible please start with basic economical plan and then next level of advanced coverage. Awaiting your response to be able to choose a plan that best fits my needs.

A:
The plans we would recommend would be the Atlas America or the Patriot America Plus. Please see the links below for more information including the instant purchase button. If you need additional assistance please feel free to contact our office. Plans will cover the new accidents an new illness that occur after the effective date of the policy. The following plans will also offer coverage for an acute onset of a pre-existing condition. You can find more information about the acute onset using the link listed below. Acute Onset FAQ You can see all of the available plans on our website by entering the required information and clicking on search & compare.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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