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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I will be in USA for 4 months. ( until 28 December). I am 28 years old and I have got F1 visa. I am a student at Virginia Tech Language and Culture Institute in Blacksburg in Virginia. Can I buy my health insurance just 4 months? From September 15 2016 to December 15 2016 ? Can you give me information about that issue, please? And can you tell me the cheapest price, please?
Q:requirements: medical benefits of at least $100,000 per accident or illness a co-payment not greater that 25% of the covered benefits per accident or illness a deductible not greater than $500 per accident or illness a waiting period for pre-existing conditions that is reasonable by current industry standards repatriation of remains not less than $25,000 in coverage expenses associated with the medical evacuation of the exchange visitor to his or her home country in an amount not less than $50,000 the birth date of my family J1 male 07/20/1978 J2 female 01/25/1979 J2 female 11/12/2007 Can you offer us two plans one include maternity ,the other not
Q:Do you have plans for Schengen visa? I am applying for Iceland Visa. Could you please let me know which kind of insurance I should buy? I searched the website of Insubuy. The most of insurance are available if you depart from your home country. But I will depart from US to Iceland. Thank you. Look forward to your reply.
Q:Can I buy the Patriot Plan and what is the previous International Ins. requirement? Hi, I was trying to purchase a medical insurance wi Patriot American. However there is a question about an existing international insurance is required for purchase of the insurance. My travel insurance has jus expired end of November 2014. Can I still be eligible to purchase the insurance with Patriot. I indicated no to the question and was not able to process my application. Ur kind advice is appreciated
Q:Do you have plans for OPT? Hi, I am an international student holding F1 visa on OPT (Optional Practical Training). Could you please recommend some insurance plans for me? Thank you,
Q:OPT coverage questions Dear Insuby, I am a 24 years old Pitt (PA) F1 new graduate and OPT will start on 6/15 and I have not found a job yet. I am considering have an insurance. A question about eligibility of Patriot American. I input my information and the website recommend Patriot American (Plus) to me, it looks good but I am not sure whether I am eligible for this. Because I have had International Student Insurance and ISO insurance before, did these count for domestic insurance? Can I buy Patriot American? Besides, a question about pre-existing condition. I went to hospital 10 days ago for some rash I haven’t had before (my insurance expired then, so I paid myself), but the doctor was uninsured and give me a ointment for basic treatment. They encouraged me to buy an insurance because they said they may have to do some tests (for skin? I am not sure) for diagnosis, and that will be a large bill. The condition of rash dose not improve so I have to went to clinic again. Is this rash a pre-existing condition? If I can buy Patriot American (or Plus) now, will they cover my next clinic bill, even the test? If unfortunately all answers are NO, what’s your suggestions?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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