There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I would like to ask because I will be travelling on August 11 but the start or the effective date of my health insurance is on august 12 is that ok? because i am thinking that the start of my health insurance is the arrival date to the country I am going please i need help if i could make it on august 11 the start or the effective date instead of 12

A:
If you would like to start your insurance on August 11th you are able to do so. Please send a written request to service at insubuy.com in the subject line of the email state your certificate number and the words coverage date change. In the body of the email state the change that is to be made and authorize the processing department to charge the card on file for the difference in premium. If you need any additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-medical-insurance/health-insurance-effective-date-of-policy-22685/

Q:I am just wondering what policies cover any mental health issues that may arise during the policy? What incidents would be covered? B1 visa, traveling to California.

A:
The Safe Travels USA Comprehensive plan does cover mental health up to $2,500 but it would have to be a new mental illness that occurs after the effective date of the plan. Please feel free to contact our office if you need additional assistance.
{{currentOrigin}}/answers/visitors-insurance-usa/mental-health-issues-coverage-b1-visa-holder-87528/

Q:Does International Major Medical plan cover acute conditions, such as acute appendicitis?

A:
This plan is designed to cover new accidents and new illness that occur after the policy. As long as it is considered to be a new ailment it could be covered, this will be determined at the time of the claim using the attending physicians notes in accordance with the certificate wording of the plans. If you need any additional clarification please contact our office.
{{currentOrigin}}/answers/international-travel-health-insurance/international-major-medical-plan-cover-acute-appendicitis-17719/

Q:Could you recommend any insurance that would cover potential cholelithiasis?

A:
There are some policies that will cover an Acute Onset of a Pre-existing Conditions for those under the age of 70. Please use the link for more information about the benefit and how it works. Plans do not cover routine doctor's visits , preventative care, nor any medications as it related to Pre-existing Conditions. If you still have any questions please contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/recommend-insurance-cholelithiasis-coverage-62037/

Q:Hi, I am from Australia and will be on the J1 visa for an internship in the US. As I went to purchase insurance (Patriot Exchange Program), the form asked for date of departure/return from/to home country and date of arrival in the US. However, flight tickets will not be booked until after I have acquired insurance as per my company's procedure. So what should I put for these fields?

A:
If you are not sure about your insurance eff. date you can enter approximate arrival date and return date to your home country. Once you book the ticket. Please send us an e-mail at service at insubuy.com. Provide policy number, new start date, end date or whatever changes you wants us to make. You have to make changes before the eff. date of the policy. Patriot Exchange Program
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j1-visa-patriot-exchange-program-date-of-departure-and-return-32482/

Q:Travelling to USA in August 2017. Need insurance from Bangalore to Bangalore. Itinerary includes travel to Canada and Greece as well. Is it possible to provide cover for a multi country trip? I am 56 and my husband is 60. We are relatively healthy with no medical history of any major illness. Will provide more details once we establish contact. Thanks

A:
We provide insurance from many companies. You can purchase Atlas America plan which will provide you coverage worldwide except your home country. While purchasing insurance you can enter destination US. After that you can add max. 10 destination countries using our current client section. If you provide your travel date, age and which state do you need coverage will be glad to send you quote by e-mail. Meantime, Please visit our website. Enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/international-travel-medical-insurance/health-insurance-for-multi-country-trip-16833/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More