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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hello, I am wondering if your plan meets UPenn's Insurance criteria for waiver. If the answer is yes to every question, I will be able to waive out of the Penn Insurance plan. Can you please let me know? What is the University's Insurance criteria for Academic Year 2018-2019? If you are covered under your own health insurance or that of your parents, you may maintain your coverage if it meets the following criteria: Your insurance plan must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. telephone number. The company must have a process to remit payments to providers within the U.S. Your insurance plan must provide coverage for pre-existing conditions, or have been in effect long enough that any waiting period has passed. Your insurance plan must offer an annual maximum benefit of at least $2,000,000. Your insurance plan must provide for both in-patient and out-patient mental health care in the Philadelphia area. A policy that provides only emergency or urgent mental health care services in this area does not meet this requirement. Your insurance plan must provide coverage for both in-patient and out-patient medical care in the Philadelphia area, including routine office visits, specialist office visits, diagnostic testing, imaging and physical therapy. A policy that provides only emergency or urgent medical care in this area does not meet this requirement. If you are insured with an out-of-area managed care plan (i.e. HMO or similar plan), you should be aware that most managed care plans do not cover any care outside of the plan network other than urgent and emergency services. Unless your insurance carrier provides you with a rider for out-of-area coverage in the Philadelphia area, your waiver will not be approved.
Q:I need insurance quotes for the below to cover the US. My wife, 34 years old, pregnant, Jordanian nationality, and my son, 3 years old, American.
Q:I'm looking for a health insurance plan for new permanent resident coming to the US. The applicant has pre-existing condition for which he receives weekly dialysis. This plan is intended to provide temporary coverage till he can come to the US and get a comprehensive insurance plan. Is there anything available which fits his requirements?
Q:I am an international student on an F-1 visa at Southern Illinois University, Carbondale (Zip code: 62901, Jackson County), and I'd like to know if you provide an insurance that is Affordable Care Act (ACA) -compliant, and also has in-network providers in this area. ACA compliant as said by my university is: ACA compliance means at minimum you have: No pre-existing medical condition clause or waiting period before a pre-existing conditions is covered No limits or caps on the dollar amount of coverage in a plan year Must cover the 10 essential benefits to include: Ambulatory patient services (outpatient services) Emergency services Hospitalization Maternity and newborn care Mental health and substance use disorder services, including behavioral health treatment Prescription drugs Rehabilitative and habilitative services (those that help patients acquire, maintain, or improve skills necessary for daily functioning) and devices Laboratory services Preventive and wellness services and chronic disease management Pediatric services, including oral and vision care"
Q:Hello, I am an exchange student from Germany and need a health insurance plan for my semester abroad at the University of Cincinnati. The restriction of the University is, that the insurance plan must be U.S. based and employed by a U.S. based claims administrator. Could you tell me if the ExchangeGuard Plan would fit these requirements. Many thanks in advance.
Q:I'll be joining as an international student (on an F1 student visa) at UChicago from Aug onwards. I would like your help in selecting an insurance plan I order to meet the school's requirement in order to waive off their plan. I've linked my school's insurance requirements. Please let me know if insurance plan meets all these requirements and if there is any recommended one to take. Also, I want to be certain that should I purchase a plan from your company, and the school rejects it for whatever reason, I would get a refund back. Other details - Plan can start - Aug 9 2018 onwards Plan can run up to Jun 30 2020 max Date of birth Sept 18 1988 Main residence location during this time - Chicago Single male, no dependents Look forward to hearing back.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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