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Thank you for your interest in purchasing Patriot Platinum America plan. 1. Yes, you are eligible to purchase the Patriot Platinum America plan. We list the plans in different sections to make it easier for people to understand, but in either case, you are eligible to purchase it as you are not even yet in the U.S. 2. Please read /emergency-medical-evacuation-to-india/ Even though the article talks about India, the same rules apply for any other country as well. 3. Purchasing it online is the most convenient, efficient and quickest method to purchase. You can purchase it online at /patriot-america-platinum-insurance/ Please note that IMG does not sell the insurance directly. (That is why they forwarded your email to us.) Even if you purchase it from IMG's web site, they may assign you randomly to any agent anywhere in the world. If you get assiged to someone in Haiti or Cambodia, what kind of service would you expect when you need it? No matter where you purchase it from, there is no difference in the price. However, the difference is in service. We are IMG's largest producer for last 9 years and have won many awards so far /insubuy-achievements/ The most important difference is that we as a broker, work for you, and not for any particular insurance company. Therefore, if you have any questions or problems or trouble during or after purchase (especially with claim), we are on your side to help you. If you purchase it from somewhere else, it is up to them to provide any serivce. Also, please look at the first FAQ at /visitors-medical-insurance/ 4. You should. 6. That list is located at /international-medical-international-provider-access/ Please note that, the concept of PPO network (provider network) is primarily in the U.S. You can use any provider outside the U.S. I hope that answers all of your questions. If you have any other questions, please feel free to contact us at any time. Hello Thanks for your answers. I need some time to read shortcus completely. Today i could receive my visa card and ready for purchasing. For purchasing from Iran i must use some methods that change my IP to other country like U.S or ENGLAND.I dont think it make problem. best regards, It is not necessary to change your IP address. Please let me know if you have any other questions. Otherwise, you can purchase it online at /patriot-america-platinum-insurance/ Hello, The question that i have doubt about the answer is : Assume my health insurance is for 1 month but for example i am injured in a car accident and inpatient in a hospital and in this moment the time of my insurance get finish. what happen? I must pay after this time? The time of being in hospital how recognized? by doctor or insurance company? if needed for drugs or other treatment in home for a while after ending insurance the company pay for that? Thank you for your complete answers. best regards, Please note that Patriot Platinum America has a benefit period of 12 months, as mentioned at /international-medical-travel-insurance/ Look at /visitor-health-insurance/#benefitperiod for the definition. Please let me know if you have any other questions.

Thank you for purchasing the insurance for your in-laws. You should specify the US address. No, you don't have to change the address every time. We should have one correct mailing address in case something needs to be sent such as renewal notice etc.

Thank you for your interest in purchasing visitors insurance. 1. I sent it to you by a separate email. 2. None 3. Please look at the brochure at /atlas-america/visitor-medical-insurance/ 4. No. There is no free medical treatment available. Please feel free to contact us at any time if you have any other questions. It is very nice of you to have responded to me so promptly and please accept my sincere thanks. I am sorry I had to make some corrections in the mail I sent to you, which are as under: 1. Both the visitors for whom I am seeking the details are above 65 and senior citizens, whose son is a CITIZEN and NOT a Green Card Holder. Will the change in HIS residential status, (i.e) being a Citizen of USA, will enable these two senior citizens, the parents of the Citizen, receive FREE MEDICAL help in case of an emergency being the parents of the Citizen. Please clarify. 2.What will be difference in insurance premium for the above, mother being 67 and father being 69 for six months. 3.Is it advisable to take the policy on arrival on dollar payment? Awaiting to hear from you asap. 1. Answer is still no. There is no free treatment under any circumstances. 2. You can look at the quotes at the link I sent you. If you would like make any other changes, you can make them right there in the quote itself. 3. You can buy the insurance before or after arrival. In either case, the payment is only in US $. Please let me know if you have any other questions.

Yes, you can certainly purchase the health insurance for your travel dates. The price depends upon your age, the policy maximum and the dedcutible. I suggest that you visit https://www.insubuy.com and enter your criteria. You will see various plans and their prices. If you have any other questions, please feel free to contact us at any time. thank you for your reply but unfortunately my english are not so good so it is difficult for me to undertand. please be so kind to inform me the prices. my age is 49, my wifes 51 and my sons 21 and we are healthy. thank you again. Well, I can explain you only in English. What policy maximum would you like to purchase, $50,000, $100,000, $200,000, $500,000, $1,000,000 etc? lets say 50000. and yes i understand english but not so much. if wou want please help me. thank you Please look at Atlas America Insurance at /atlasamerica-insurance/ $50,000 policy maximum with $250 deductible would cost you $63.18 total for you and your wife. It would be additional $12.60 for your son.

Thank you for your interest in purchasing visitors health insurance for your parents. Please note that there are two types of visitors health insurance plans: Fixed: Cheaper, lower benefits Comprehensive: More expensive, better benefits More details: /visitors-insurance/ It is definitely advisable to purchase the insurance from the U.S. based company, compared to India. More details: /visitors-insurance-usa-india-comparison/ Please note most of the insurance companies in India only provide fixed coverage plans for people above the age of 55 years. If you would like to buy the fixed coverage, please look at Inbound USA Insurance. If you would like to buy the comprehensive coverage, please look at Atlas America Insurance. Please note that in either types of insurance plans, your parents' routine visits to the doctors related to their ongoing medical issues will NOT be covered as the insurance is for future unforeseen and unpredictable events that may occur after the effective date of the policy. You can compare various plans side by side online at https://www.insubuy.com If you have any other questions, please feel free to contact us at any time. Thanks. My question might have been confusing and I was able to quite udnerstand the point "Please note that in either types of insurance plans, your parents' routine visits to the doctors related to their ongoing medical issues will NOT be covered as the insurance is for future unforeseen and unpredictable events that may occur after the effective date of the policy." So for instance, one when arrive here in June and my parents complain of pain in their knee joints and need some relaxants or pain killer, the entire visit will not be covered since they might have arthritis or something like that? Thanks, It is not possible for me or anyone to give 'Yes' or 'No' answer. Once the claim is submitted by you or the doctor, the insurance company's claim department will request the medical records from the treating physician/provider and will accordingly determine whether something is a cover expense or not. However, if the person has arthiritis and complains of knee joints, it would most likely be excluded due to pre-existing conditions.

Cataract is considered a medical problem and not a vision problem. In Careington Dental/Vision plan, under vision, you get $5 off the regular exam price. You get some discount from the frames etc. That's about it. I sugegst that they go through Cataract surgery in India, either before coming to the U.S., after returning back to India. You will not find any insurance company that would provide any coverage for that. Thank you for your prompt reply. My parents are planning to leave soon and hence there is not enough time to get the Cataract surgery done in India. It is unforunate that there is no coverage under any plan. Do you know how much does it approximately cost for a Cataract surgery here in the US? Thanks Insurance plans are designed to cover any medical conditions that arise unexpectedly. If any insurance company were to start covering what people already need, they would just be giving away free money and no company can work like that. No, I don't know the cost. But my guess would be at least $20,000, if not more. It might be the best for them to wait until they are done with that surgery in India, or you will have to pay all the expenses yourself. When my mother visited us in 2004, we later found out that she might need cataract surgergy. However, she ended up waiting for it until she went back to India as it is very expensive here. Are you still planning to buy the medical insurance for them, if they get into some new medical conditions, injuries or accidents while they are here? We can help you with that.