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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Dear, I would like to have an international medical insurance coverage for my wife. My wife is a Saudi citizen and she lives in Saudi , her age is 32 years old and she is pregnant with Tourist Visa. Thank

A:
Short term plan will not cover pregnancy on tourist visa. You can take long term plan which will cover only after waiting period. Please find more information on our Expatriate Health Insurance Please feel free to contact us if you have any further questions.
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Q:If they come here and develop a fever or some other ailment which requires visit to the doctor, will that be covered by these plans?

A:
The plans will cover any new illness or accidents that occur while the policy is enforce. This could be the flu, a cold, or the break of a limb. The unforeseen incidents are what these plans are designed to cover.
{{currentOrigin}}/answers/visitor-insurance/b2-insurance-what-is-covered-98181/

Q:I am on H1b Visa. I already have insurance from my employer. But I went to my home country(on Feb 4 ) and came back to USA on March 4. Am I eligible to buy Insurance from Insubuy and cancel my employer's Inusrance? For my Wife, she is on H4 Visa and will be travelling on March 10, 2017 . Although she is eligible to get insurance from my employer, but as she has not travelled yet, Can she get insurance from Insubuy.

A:
The plans we offer are not meant to be a replacement for domestic plans but instead they are short term plans that you can get when no domestic plan is available. It is recommended that you keep your current employer plan so you are compliant with the current ACA requirements. You can certainly purchase a short term plan for your wife until you can add her to your employer insurance. If you need additional assistance please feel free to contact our office.
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Q:I'm Canadian and looking to live in Germany for the next year, starting July 2017. I'm looking to have a plan that covers me for the following : - Travel health insurance of at least 30.000EUR - Valid in all Schengen States - Emergency repatriation - Emergency treatment in a hospital - Covering me for a whole year (until July 2018) Can you tell me if you can provide me this and also how much it would be for a year ? Let me know what informations you need more such as date of birth, etc etc. I saw the Atlas International coverage for $50K and $250 deductible that would bring it to $288.35 which is very fair. Does this policy meets all the requirements ?

A:
Any of the plans in the Schengen Visa section of our website will meet the requirements for the Schengen visa which Atlas International is one. It is recommended that you choose a zero dollar deductible since some of the consulates have denied visas based on the deductible. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/europe-visa-insurance/schengen-visa-insurance-to-meet-travel-requirements-28365/

Q:I have inquiry, if your company insured any birth procedure in united state and how much it cost, for female age 27 years old and not Us citizen.

A:
Unfortunately, there is no insurance for an international visitor which covers maternity. You have to pay from your pocket.
{{currentOrigin}}/answers/visitors-medical-insurance/maternity-coverage-cost-visitor-to-us-56912/

Q:My mother is coming in USA for 3 months. She is 76 and I need health insurance. I tried online application but not able to apply. She will stay like 2 months in MI and 1 month here in MD. Just want to know it will be valid in any stats in US?

A:
Thank you for contacting Insubuy for your insurance needs. Many of the plans have a state restriction for MD so if you are using the MD address then some of the plans will not be available. Once you have purchased a plan it will provide coverage all over the US, even MD. If you purchase before her arrival you would be able to purchase the Atlas America plan or you could also purchase the Safe Travels USA Comprehensive plan. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/health-insurance-for-visitor-to-the-us-mi-md-75794/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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