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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am planning to buy insurance for traveling to schengen territory. If I buy it online, how long it will take to receive it ? Shall I get a digital copy in Email ? Will that be sufficient for applying along with the schengen VISA ?

A:
Thank you for your interest in purchasing insurance through us. The plans in our Schengen visa section will provide a confirmation email after purchase that will include all of your policy documents including your visa letter. The plans in this section will meet the requirements for the Schengen visa and provide a letter for the consulate. If you need additional assistance please feel free to contact our office.
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Q:I'm going to to California (Orange County) next July for summer holiday. I'm from UAE and i need to buy health insurance for the one month period that i will stay in California. We are a family of 8 people: My husband 46 years myself 45 years 18 years old son 16 years old son 13 years old son 11 years old son 7 years old daughter and 36 years old my daughter's nany. None of us has a chronic health condition and i'm looking for health insurance that covers emergency services and god forbidden admissions due to emergency health problems.

A:
Thank you for the information. You can purchase Atlas America plan. You need to do separate application for nanny. You can do one application for your family. You can also find more plans on our website. We have also send you two quote in a separate e-mail. Please feel free to contact us if you have any further questions.
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Q:I'm international student from Iran. I'm on opt right now and looking for an insurance plan. I tried several plans but I got this message that this product is not available for your country of residence! Do you have any plan for Iranian students at all? I'm living in Minnesota. My insurance was United Health Care. My birthday is on 12/25/1981.

A:
The only plan that you would be eligible to purchase is a plan called Study USA. Please use the link listed for more information about this plan and to generate a quote for coverage. If you need any further assistance please feel free to contact our office.
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Q:I am looking to get travel insurance for my wife and I. Currently, I live and work in Korea. We will be visiting my family next month. I am a US citizen. My wife is a Korean citizen. Am I eligible for any of your plans? If so, can I get one plan for both my wife and I or will I need separate plans because we are of different nationalities? Thank you very much.

A:
Thank you for your interest in purchasing insurance through us. You can't do one application for USC and Non USC. You have to do separate application. You can purchase the Diplomat America plan for yourself and the Patriot America Plus plan for your wife. Please feel free to contact us if you have any further questions.
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Q:I need a travel insurance cover for my wife she is traveling to USA and is pregnant and I need coverage from late pregnancy dates until child birth and for complications if any

A:
Unfortunately, there is no plan on the market that will cover her pregnancy or delivery. The plans for visitors to the US will cover any new illness or injury that occurs after the effective date of the policy. If you need additional assistance please feel free to contact our office.
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Q:I'm LIU, and I bought an Atlas America insurance from Jul 2nd to Aug 30th in insubuy.com. My ID numbers are A#######. It said meet J-1 visa requirements in the quota menu when I made that order. However, when I checked that confirmation letter, I found that this insurance seem didn't include repatriation fee while die in american as J-1 visa required. So, I wonder if this insurance has already included that or not. If not, could I cancel that insurance order since it's not become effective? Looking forward for your reply.

A:
The Atlas America plan does coverage for repatriation included within the plan. Please review the plan details from your certificate wording that will include information about this benefit. If you need any further assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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