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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am an international student (F1), and looking for a ACA-compliant health insurance plan, which is required by my school, Brandeis University in Waltham, MA. Do you have such plans? If so, please let me know.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately you will have to purchase the plan from the university to be able to meet their requirements. They require an ACA compliant plan and the only way a student can purchase an ACA plan is to purchase the one offered from the university. If you have additional questions please feel free to contact our office.
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Q:Insurance for US citizen studying in USA Hello Looking for medical insurance for my daughter who will be doing her undergrad in the US. Currently she lives in India for the past 17 year and we, her parents, are Indian citizens. Are there any insurance options for my daughter in the US. unfortunately most of the Insurance companies assume US citizens will be living in the US and do not provide individual medical insurance. The school (Culinary Institute of America in NY) she will be joining does not have group insurance and do not provide any help for US citizens living abroad and coming back to the US for studying. Thanks for any pointers.

A:
You will have to contact a domestic insurance company in New York to buy insurance for her.
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Q:Is the price quoted for monthly payments or just a one time payment?

A:
The price quoted is for the dates entered. For most consulates they require that you choose a zero dollar deductible. That means that if something happens you do not have an amount that you have to pay out of pocket before the plan will start to pay. If you have additional questions please feel free to contact our office.
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Q:I'm a junior student at Penn State and also Permanent resident in America. Is there any insurance plan that will meet requirement of penn state?

A:
Since you are a permanent resident then the plans we offer will not work. You would have to purchase the plan offered by Penn State or a domestic plan that meets their requirements.
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Q:I am an International student in Idaho. My home country is Nepal. I have a different insurance plan but I would like to buy an insurance plan for my wife (30 years) and my daughter (4 years). I went through insubuy website and found some suitable plans. I was looking for "ExchangeGuard Essential" plan. But, here comes a question: we are planning to move to a different state by the end of this year. Does this plan continue to cover even if we move to other states? We are planning to move to Virginia

A:
There is no restriction for the state of Virginia. This ExchangeGuard plan will provide coverage in this state, as well as any other state you may visit. If you have any additional questions, please let us know.
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Q:I am an international student on an F1 visa. I will be attending the University of California at Berkeley this next fall, and I was wondering which insurance plan would be complaint with the school requirements. Coverage Dates: 8/1/2018-12/31/2018 Age: 18 Citizenship: South Korea Permanent home: Spain I have attached the document of the waiver criteria. It would be great if I could hear back as soon as possible, since the waiver deadline is tomorrow. Thank you so much for your help.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plan options available based on your requirements. We would recommend purchasing from your University directly.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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