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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Patriot America insurance questions My parents will be visiting the US and Canada from India for a period of 3.5 months, and I am planning to purchase Patriot America insurance from your website. I have a couple of questions: 1. Is Patriot America insurance valid in Canada? If not, is there a separate product I would need to purchase for Canada? 2. For emergency dental issues, do I need to purchase an additional dental plan like Careington? Is this valid in Canada?
Q:IMG Patriot America deductible question The IMG Patriot America plan carries different levels of deductibles. Is the deductible per incident or per period of coverage? i.e is $1000 for example deducted every time there is a visit or hospitalization for covered events or is it a one time fee for the period of coverage?
Q:coverage of medication Does the Protection America plan or other plans on this website cover the medication cost incurred during the hospitalization of a the visitor (lets say from India to USA) and while the visitor is recuperating after being discharged from the hospital, or the visitor has to pay from his or her pocket or buy some pharmacy discount plan? Please comment!
Q:Visitor's Insurance question My mother has the Visitor's Insurance by IMG. She fell down from the stairs and there's a claim of about 155$ from the hospital office. The IMG has sent a General Accident questionnaire form to be filled in which it is asking for property insurance company name and policy information. My question is if I fill up this form, would IMG send this claim to the property insurance company or would they pay this based on this form? Can you please advise. Thank you.
Q:International student medical insurance It is mandatory for international student to buy student medical insurance in the USA. <a href='/international-student-health-insurance-usa/'>/international-student-health-insurance-usa/</a> describes how the international student health insurance works in the USA and provides helpful tips.
Q:Health insurance for new immigrants to USA Many people who sponsor their relatives' green card for permanent residency in the USA are looking into various health insurance options that may possibly be available. It is particularly difficult to get health insurance for 65+ age.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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