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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a 22 year old F-1 visa international student from Mexico currently studying at the University of Colorado Boulder. And I want to get the ExchangeGuard Essential insurance for this academic year, but for some reason when I get to the payment section the website doesn't redirect my payment. Is there another way I could pay it? Here I am attaching my insurance quote summary.

A:
We are sorry you are experiencing issues with the application. Sometimes it is a simple as a browser issue If you are using safari or Firefox. It is recommended that you try google chrome or internet explorer. We can also have a licensed agent contact you to complete the application for you. If you would like our assistance please provide a number and time in which we can reach you.
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Q: I'm an international master student in Northeastern University Seattle holding F-1 Visa. I have bought your Health Insurance plan last year and successfully waived health fees from my school. However, my school has sent an email yesterday said they have changed some polices about the health insurance plan, I just want to reach out could you please recommend me a health plan which can meet the requirements of our school waiver policy. Below are the new polices of requirement to waive our school health fee: Students are able to waive NUSHP. You will need to waive the insurance by Sept 26, 2018 /October 1, 2018 (see deadline here). In order to waive, you will need to prove comparable U.S.-based insurance (the insurance cannot be from another country outside the U.S). The main concern is that the insurance is US-based and needs to cover: Emergency care Medical coverage Behavioral/mental health BTW, my school also said they need ACA Compliant insurance, not ACA Comparable.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans you can purchase on the market that will meet these requirements. You would need to purchase the plan that your university is providing.
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Q:I am an international student (F1 Visa holder), currently attending to University of Florida, in Gainesville. I would like to know if you have any health insurance plan that meet the requirements of my University. Please let me know ASAP if you have a plan that meets the requirements.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans you can purchase on the market that will meet these requirements. You would need to purchase the plan that your university is providing.
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Q:I am a Masters student at one of the universities in Boston and am holding F-1 status. Attached is the requirements from the University regarding the health insurance plan. Could you please check and let me know if you are offering any insurances that might be similar to the one attached?

A:
Thank you for contacting Insubuy for your insurance needs. The form you attached was a comparison sheet and not a list of requirements. If the requirements are the same then the plans available will not meet those items as requirements. To meet their requirements you would need to purchase the plan your university offers. If you have additional questions please feel free to contact our office.
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Q:Hi, I would like to ask for eligibility to get a short time (MEDICAL ) insurance for my wife ( Shes Jordanian - NOT US Citizen ) as she will visit USA, Centreville Virginia on 15th October till 30th December 2018. knowing that she is pregnant and the expected date for delivery period is between 10-20 December. ( So, The coverage must include delivery ) Please inform us about the coverage percentage for the delivery and if there is any extra cost should be covered from my side.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not an insurance that you can purchase that will cover maternity or delivery expenses. If she will have a baby here in the United States you will have to cover this expense out of pocket 100%. If you have any additional questions please contact our office.
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Q:I'd like to buy medical evacuation insurance for my parents visiting from India to the US. In case of a medical emergency, I'd like for them to be able to be taken back to India for treatment. Do you have any policies available?

A:
Thank you for contacting Insubuy for your insurance needs. There is not a plan that you can purchase for medical evacuation back to the home country in the event of illness. There are medical plans that will offer coverage for medical evacuation but it is for the individual to be transported to a facility that can properly treat them if they are at a location that cannot. The only time that medical evacuation would cover the cost back to the home country for treatment (certain plans) is out of medical necessity at the request of the physician. This is not an elective benefit. You can review the available plans using the link listed below. Visitor to the USA Insurance If you have any additional questions please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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