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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Do you have a policy for people who are self employed?

A:
There are Short Term Domestic insurance plans available that are available in most states that will work for your situation. These plans are not ACA compliant and will not work for tax related purposes. These plans are designed to cover the new accidents and new illnesses that occur after the effective date of the policy.
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Q:IS THIS INSURANCE WILL COVER ONLY HOSPITAL ADMIT? WILL IT COVE DOCTORS VISIT

A:
The Diplomat America plan, like all visitor insurance plans, is designed to cover the new illnesses and injuries that manifest in the body after the effective date. You may go to any provider you would like for any eligible expense and the plan will pay according to its coinsurance after deductible has been met. Should you need assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance-usa/diplomat-america-coverage-for-different-provider-types-14704/

Q:Hello I am travelling from Canada to Sint Maarten for 6 wks to 90 days and would like to get travel insurance that incudeds covid

A:
There are numerous products available that will allow for such coverage. You may view and quote the available plans here. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/trip-insurance/covid19-travel-medical-for-international-travel-from-canada-36652/

Q:I need to find how much my medical coverage goes. Especially for covide-19 related issues. I csnt find it in my plan.

A:
Your plan provides up to $100,000 in medical coverage for new illnesses and injuries that occur, manifest, or are contracted after the policy effective date. Because Covid-19 is treated as any other new illness, Covid-19 coverage would be included in the $100,000 as long as contracted after the effective date, and will cover any medically necessary testing and treatment to that maximum. The plan will not cover elective testing for Covid-19. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/travel-health-insurance/medical-coverage-covid19-related-issues-89771/

Q:hi i need to have covid testing just show the insurance name and certificate no?

A:
The plans that offer benefits for Covid-19 will do so as long as it is contracted after the effective date. Then it will cover any medically necessary treatment up to the plan's benefit levels. It will not cover elective testing. If you are sick and go to a doctor, you would provide your ID card to the doctor's office so they can verify benefits. If the doctor recommends a test based on your symptoms, then it could be covered. Any testing done without symptoms and a docotor's recommendation would not be covered. Please let us know if you have additional questions.
{{currentOrigin}}/answers/visitors-health-insurance/covid-testing-show-insurance-certificate-10707/

Q:Good afternoon. Can I purchase medical insurance from you for my stay in the USA ( Maine ). I am already in the USA. I need coverage thru the end of February 2021. I am a Canadian resident. I do NOT require COVID coverage.

A:
You can run quotes for the available plans for visitors to the U.S. through this link:/visitors-insurance/ Some will include benefits for Covid-19 and some will not, you can certainly choose one that does not if you are not interested in those benefits. You already being in the U.S. and in Maine will not prevent you from purchasing. However, keep in mind that the plans for visitors will cover for new illnesses and new injuries that occur or manifest after the effective date. They do not cover things that are preventative, routine, or pre-existing. Some plans do include Acute onset benefits of pre-existing conditions and I have attached the information link below to explain that benefit option. /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please let us know if you have additional questions.
{{currentOrigin}}/answers/visitors-medical-insurance/purchase-medical-insurance-usa-maine-coverage-canadian-resident-require-covid-coverage-23792/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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