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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am in the United States from the last one month. I would Like to know if insurance would cover treatment for covid 19 . If I require medications for cholesterol would that be covered

A:
You can purchase Safe Travels USA Comprehensive coverage plan. It would cover treatment related to COVID-19 as long as it is a new medical condition that occurs after the effective date of the policy. However, routine maintenance of pre-existing conditions such as cholesterol medicines are not covered in any of the visitors insurance plans.
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Q:Below are the insurance criteria and conditions from the University, Also I have attached the waiver form for better understanding. I am looking for a similar plan till end of this year. The plan must be ACA compliant

A:
We do not have any plan which meets all of your school requirements. You have to purchase through your school.
{{currentOrigin}}/answers/international-student-health-insurance/insurance-school-waiver-49615/

Q:Hi, I am an International student on F1 visa studying in Michigan. I would like to buy an insurance for the remaining year. I would like to know what policy is best compliant to my university guidelines.

A:
Thank you for your interest in purchasing insurance through us. Can you please send us your school insurance requirements in pdf attachment or waiver form so we can suggest insurance plan accordingly? You can also find F1 visa insurance at /international-student-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any additional questions.
{{currentOrigin}}/answers/international-student-health-insurance/f1-visa-insurance-international-students-89438/

Q:I am an International student on F1 visa studying in Michigan. I would like to buy an insurance for the remaining year. I would like to know what policy is best compliant to my university guidelines.

A:
Thank you for your interest in purchasing insurance through us. Can you please send us your school insurance requirements in pdf attachment or waiver form so we can suggest insurance plan accordingly? You can also find F1 visa insurance here. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any additional questions.
{{currentOrigin}}/answers/international-student-health-insurance/international-student-requirements-for-f1-insurance-18635/

Q:Your site states that I should choose the "zero deductible to avoid having the Schengen visa application rejected". Please explain why my application would be rejected for choosing a deductible.

A:
Thank you for your interest in purchasing insurance through us. Deductible is the amount you must pay before insurance company pays a single penny. If you choose higher deductible and by chance if you get injured and if you can't pay your deductible then it will be burden on Govt. So most of the time visa office prefer to have $0 deductible. There is no such requirements for $0 ded. We have been selling Schengen visa insurance for more than 20 yrs. Sometime if customer choose higher deductible and when they go for visa. Visa office asked them to provide the proof of insurance with $0 deductible. You can choose whatever deductible you want. $0 deductible we advised to avoid any visa issues. Please read FAQ for Schengen visa insurance here. Please feel free to contact us if you need any further clarification.
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Q:I have F1 visa currently on Opt that will expire by February 2021.. I just need the plan in order to apply for my marriage based adjustment of status..

A:
Thank you for contacting Insubuy for your insurance needs. There is a plan called Patriot America Plus that is available to new immigrants for coverage. If you have any additional questions please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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