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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have a H1B visa and I am arriving in the US on the 15th. However, my employer benefits will start only 60 days after my start date, so I will need to buy my own plan to have coverage during this period. What plan can I buy? Is patriot america plus valid for me?

A:
The Patriot America Plus plan be available to you for the interim period until your employer plan starts. This plan is designed to cover the new accidents and new illness that happen after the effective date of the policy. This plan is not PPACA compliant, if you have any questions please feel free to contact our office for assistance
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Q:I am interested in the atlas exchange health insurance, I want to know if it over the following requirements: (1) medical benefits of at least $100,000 per person per accident or illness; (2) repatriation of remains in the amount of $25,000; and (3) expenses associated with medical evacuation in the amount of $50,000. and if I chose to buy it today, when would I have proof of insurance?, I want an effective date of january 16th.

A:
Thank you for your interest in purchasing insurance through us. Yes. Atlas Exchange plan meets below requirement. , As soon as you purchase insurance will receive confirmation by e-mail. Which will have virtual id card and you can download visa letter also. Please feel free to contact us if you have any further questions. You can start coverage as early as tomorrow or any future date that you specify.
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Q:I am non USA citizen , I am planning for my wife as she want to give birth within USA, She is not pregnant . Please specify which plan is suitable for her as we plan to have a baby within this year.

A:
There is no short term plan for an international visitor which covers pregnancy. You can purchase Expatriate Health Insurance which covers after waiting period of 1o months or depends on the what kind of insurance you purchased Please go to the link provided, enter appropriate criteria. You will find many plans and next to each plan there is a check box. Please check the box and compare the plans side by side. Please read certificate wording for the plan and maternity benefits carefully. Please feel free to contact us if you have any further questions.
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Q:I've purchased travel medical insurance from you before. I'm heading to Norway and need an insurance for Visa formalities. $50,000, $0 deductible, should cover: emergencies, hospitalization and repatriation expenses. travel Dates: 17th feb to 24th Feb. Please add few more extra days. Maybe till feb 28th. Please look into this at the earliest.

A:
Thank you for contacting Insubuy. We would be more than happy to send you a quote but first we will need more information. Can you please provide your age, and state in which you currently reside in the U.S.? You may also obtain a quote by using the link provided below, or by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. Schengen Visa Insurance
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Q:I would like to know if you offer any health insurance to cover the dialysis section in a short-term insurance. I live in North Carolina and I would like to have my father (He is from Brazil) visiting me this year.

A:
Unfortunately, there is not a plan on the market that will cover dialysis for a visitor in the United states. This will have to be paid for out of pocket as the plans do not cover the pre-existing conditions or any related treatment. Plans are designed to cover new accidents and new illness that occur after the effective date of the policy. Please review Pre-existing Conditions FAQ. If you have any other questions please feel free to contact our office.
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Q:I'm an international student studying Master's at Texas A&M University- Kingville. My university is now accepting private insurance policies under certain conditions (terms and conditions has been attached below as pdf format ). Kindly let me know the which policy suits me the best and saves money and reply me as soon as possible.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans available that will meet your Universities requirements. Your plan is required to be a plan that is ACA compliant and the available plans are not compliant. It is recommended that you purchase insurance from your University.
{{currentOrigin}}/answers/international-student-health-insurance/international-student-insurance-waiver-for-masters-degree-91958/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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