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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Does your insurance plans meet the requirements for international students on a F1 visa studying at Texas A&M University, College station.

A:
We do not have any F1 plans for Texas A&M University, College station.
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Q:It is related to USA visitor insurance. I asked some providers in zip code 94555 indicating that insurance is part of 'first health PPO network'. They say that cashless service/direct billing is not available and has to go through claim process. Do you know list of providers that accept cashless service in 94555 zip code area?Please let me know as I have to buy insurance coverage in beginning of August,Regards,Vagish

A:
The medical provider will determine how the set up billing. If asked to pay out of pocket you will have to file a claim for reimbursement for any eligible expense. The plans are designed to offer coverage for new illnesses and injuries contracted after the effective date of the policy and will exclude the coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Do you have a look back period with travel insurance for pre existing medical conditions?

A:
Look back periods would be plan specific and that information would be available within the plans Certificate Wording. Depending on the type of plan, some can also provide waivers for pre existing conditions if enrolled in a primary health plan in your home country. If you have any additional questions, please let us know.
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Q:My provider want to my insurance directly pay my bill, so how to process?

A:
The information the provider would need to direct bill the insurance company would be located on the back of your ID card. If you have any additional questions, please let us know.
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Q:I have submit my claim to you, how to check the claim results, thanks!

A:
If you need to file a claim, you would login to your My Account on the Insubuy website to fill out and submit a claim form, along with your receipt of payment and itemized bill from the provider. If you have any additional questions, please let us know.
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Q:If an airline cancels a flight and delays your arrival, who pays for the condo for the unused day?

A:
Benefits are plan specific. However, you can view each plans coverage information regarding Trip delays under the Certificate Wording link listed under each plans information. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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