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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello! My treatment requires filling 5 claims, since the treatment was prescribed by the doctor 5 times. Do I have to submit all 5 claims together at once or is it okay if I submit claims separately?

A:
The choice is yours. Both methods are acceptable. Please see our WorldTrips Claims FAQ and International Health Insurance - Claims Process and FAQ.
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Q:Will the travel medical insurance (covers 50,000) cover my trip to Costa Rica? Is there any coverage restrictions based on country?I'm a US citizen traveling out of Pennsylvania.

A:
Travel Insurance for Costa Rica eligibility is based on the residence country. We have plan for US Residents and Non US Residents. If you are living in PA please select the plan from US Residents section
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Q:Can we have insurance?

A:
You can purchase International student insurance Please select the plan based your school requirements.
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Q:I would like to check the eligibility of our son Louis for the Student USA Healthcare Platinium plan. Our son was born in the UK, he is British with British passport and live permanently in England and will attend lakeforest college in the USA as a foreign student. However our son also has a US passport because he has dual citizenship via his mother. Due to the fact that he also has a US passport he therefore does not need or have a specific student visa. With this information in mind can you please confirm that he can still be eligible for this insurance plan as a foreign student because his nationality and place of permanent residence is the UK . Thanks very much for your response and assistance with this question

A:
Study USA Platinum plan is available only for Non US Citizens who has visa like F1, J1 etc. Your son needs to enroll under domestic insurance through his school.
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Q:Is there any plan that will extend to cover civil liability?

A:
Since our policies are mainly travel medical the most coverage we can provide is personal liability.
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Q:Is it still required for us to get a Covid test done within 72 hours of our flights to Costa Rica?

A:
Thank you for contacting Insubuy. when it comes to the current requirements we recommend contacting your local consulate as the requirements can change on a day to day basis. since a lot of info can be outdated quickly it is always best to contact them dirrectly.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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