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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My daughter was born in the US. She will go to China and stay there for 6 months. Which insurance should she buy? She is 13 months old.

A:
Thank you for your interest in purchasing insurance through us. You can purchase any of the plans from our Travel Outside US section. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. We can also have one of our Chinese representatives call you if you would like. Please feel free to contact us if you have any further questions.
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Q:My father who is in Delhi, India, needs to visit me in USA for three months (May 10th to Aug 9th) from India. Need to find out if there is any suitable Travel health Plan that I can purchase to cover for unexpected medical emergencies during his visit

A:
Thank you for contacting Insubuy for your insurance needs. Plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy.
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Q:I'm still not sure whether I will go on my trip to Germany. I will still go to the visa appointment as scheduled. Is it possible to cancel my insurance purchase if I decide to cancel my trip later? If so, what is the penalty? What proof that I'm not traveling is accepted?

A:
You are able to cancel the plan you will need to provide proof that you are not traveling or documentation that the consulate has not accepted the insurance. Cancelled tickets, hotel reservations etc. You can purchase it online at Schengen visa insurance section.
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Q:I am an international Graduate student at the University of California Irvine. I need affordable health insurance that matches the school waiver criteria below. Please let me know if you have a plan that matches it.

A:
Unfortunately, there is not a plan that we can offer you that will provide pre-existing coverage without a minimum of a 6 month waiting period. It is recommend that you purchase insurance from your University to meet these requirements.
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Q:We are a family of four, 3 of us are USA/New Zealand Dual citizens, one is a USA Permanent Resident/NZ Citizen. We are planning a trip from New Zealand to the USA for 8 months. Are there any medical plans available for our situation?

A:
Yes, you can purchase Patriot America Plus.
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Q:I am looking for a quote for the upcoming travel of my parents and relatives to USA. Let me know what details you need to provide this information.

A:
Thank you for your interest in purchasing insurance through us. In order for us to send quote we need insured person age, their travel dates, which states do you need coverage and will be glad to send you quote by e-mail. You can also visit our website in the link below: Insubuy Visitors Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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