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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi. I'm a new immigrant and will be needing an insurance for my first 30 days. Is it a travel insurance that I need to get

A:
If you are a new immigrant to the US, you can run a quote for in the New Immigrants section of the website to see what quotes are available to you for the 30 days that you need coverage for. A recommended plan for new immigrants is Patriot America Plus. If you have any additional questions please let us know.
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Q:I would like to get a extension my insurance for.one month more

A:
You can extend your policy online via your MyAccount or by calling our office at 1(866)INSUBUY (4678289). If you have any additional questions please let us know.
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Q:Do you cover preexisting conditions

A:
Visitors Protect is the only plan that offers coverage for pre-existing conditions, but it still cannot be known or expected treatment. It also has a 90 day minimum purchase and $1500 deductible built into the plan for anything relating to a pre-existing condition. Additionally, it must be purchased before the insured has left their home country. Other plans do offer the Acute onset of pre-existing conditions. If you would like to learn more about the acute onset of pre-existing conditions please click the hyperlink. Visitors Protect is a more costly plan. If you are looking for a more cost effective plan that offers the acute onset of pre-existing conditions, you can take a look at one of our recommended plans, Patriot America Plus. If you have any additional questions please let us know.
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Q:I am planning to travel embarking in the US in a couple of days to Cuba, Europe and end in Asia in Sept Can I buy your Travel Medical Insurance? Does it have to be round trip ?

A:
The plan does not require the coverage to be round trip if you are just purchasing a travel medical policy. If you are getting a trip cancelation insurance, you do need to make it a round trip Travel medical insurance:/travel-health-insurance/ Trip Insurance:/travel-insurance/
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Q:Does the students insurance cover the loop insertion for birth control?

A:
Unfortunately no, no insurance for visitors will offer coverage for contraceptive care of any kind. You may seek that kind of coverage through your school or organization. If you have any additional questions please let us know.
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Q:To whom it may concern ,I am planing to be in us from end of September , with visa type I with my wife . i am filmmaker and will come to us for shooting ,my wife is pregnant and we are anticipating if the baby suddenly will be born in us what we have to do so we dicided to buy an insurance for her pregnancy in us , we will enter in Washington and will stay in Philadelphia for a while . How could you help us ? which type of insurance do we have to buy ? from who ? and how much is it ?

A:
Unfortunately there will be no insurance available to visitors that will cover for maternity expenses. Some plans do offer coverage for the Complications of Pregnancy up to the first 26 weeks, however this will not cover any expenses related to the course of a regular pregnancy including delivery. You will most likely need to pay for any maternity expenses out of pocket. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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