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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking for travel health insurance. My mother, who is 75 years old is hoping to travel to Australia in October. She is a citizen of Sri Lanka but is living in Texas, USA as she is a US permanent resident. Her tentative travel dates are October 1, 2019 to October 15, 2019.

A:
Thank you for contacting Insubuy for your insurance needs. The medical plans can be found on our website in Travel Outside USA section The plans in this section would be available to her.
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Q:I wanted to buy health insurance for my J2 dependents. Spouse age 31, Son age 5, and daughter age 2. My university requires them to have an ACA complaint plan. Can you please provide me information if all these requirement are fulfill by your health insurance ( i need written confirmation). Also, how much should the health insurance cost for 6 months.

A:
We don't have any such plan available.
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Q:I am looking for a corporate travel insurance policy to cover our employees when they travel for work. Could you provide me some information about what you provide?

A:
Thank you for your interest in purchasing insurance through us. We provide travel group insurance from many companies. If you provide employee's age group, travel date, which country do they need coverage and will be glad to send you quote by e-mail. Alternatively, please visit our Group Insurance section at and enter the appropriate criteria to receive a quote. You will find many plans and you can also compare them side by side.
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Q:I am ready to purchase it but have a few more questions as I was filling out the form. My mother already left her home country and is in Europe now. She is covered under another travel insurance while in Europe. She will fly to the US on Sept 15. This being said, what should I put as date of departure of her home country?

A:
Date of departure from home country should be the date she left from her country to visit Europe and US. You don't need to get coverage for follow me home option if you need coverage during her travel back to home country. She will get coverage during her as long as her insurance is effective. As soon as she land to her home country coverage will expire. Please let me know if you have any further questions.
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Q:I am a PhD student at Stanford, and my own insurance has been covered by the school. Now I want to buy one for my spouse. After search on your website, there occurs Patriot exchange and Patriot America. Can I ask what is the mean difference between these two, and, which hospital near Stanford accept this insurance?

A:
In order to better assist you we will need to know more information. Can you please advise if the insurance for your spouse needs to meet any specific requirements? The Patriot Exchange program is primarily designed for students, and their dependents. This plan will include coverage for Mental or Nervous disorders, and pre-existing conditions after a 12 month waiting period. Both plans will use the United Healthcare PPO network. Please use the link provided below to search for providers within you area.
{{currentOrigin}}/answers/f1-visa-insurance/health-insurance-for-dependents-patriot-exchange-and-patriot-america-91926/

Q:I need to take insurance for my parents planned visit. Can you share whether you can provide insurance at rates better than the what was offered last time?

A:
Thank you for your interest in purchasing insurance through us again. Can you please provide their new travel dates so we can suggest insurance plan accordingly? This premium is regulated so there will not be any discount. For more information click here. Meantime, you can also visit our website at here to get visitor insurance quotes for your parents. Please enter appropriate criteria. You will find many plans and you can also compare them side by side.
{{currentOrigin}}/answers/visitors-insurance-usa/visitor-insurance-discounts-83608/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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