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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am travelling to UAE from UK, I am a UK citizen, I will initially have a 60 day tourist visa, but if I find work, I am hoping to stay for longer. Is this insurance what I need to cover any medical expenses, including covid-19?

A:
Thank you for contacting Insubuy for your insurance needs. The plans are designed to cover you outside of your primary residence country. While you are visiting the UAE, you may purchase a plan from the COVID-19 Travel Medical Insurance section of our website. Should you have additional questions or need further assistance please let us know.
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Q:France required medical coverage in the amount of 30,000. My husband is over 80 yrs and I can only see 10,000 coverage for him. Do you have a policy that would work for his visa?

A:
The Safe Travels Outbound Cost Saver plan would be available for purchase for him. You would want to select the medical maximum of $50,000. the plan allows coverage up to 180 days. Past that point you would want to purchase a new plan. Should you have additional questions or need further assistance, you may also call our office at +! (866) 467-8289.
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Q:I am a US citizen living in India on a permanent basis along with my wife. I am 70 years old and my wife is 65 years of age. Both of us travel to US for a couple of months every year and we are looking for an insurance policy for our period of stay. The policy should cover both our preexisting conditions as well as any new medical conditions that may arise during our stay and may need medical attention. Currently both of us are enrolled in Medicare Part A. Please let me know what are my options. Thanks

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there will not be such coverage available. Coverage for pre-existing conditions can be found in a domestic insurance plan and if you are eligible to purchase such coverage it would be recommended to do so. We do have a short term medical plan that would allow coverage for the new illnesses and injuries, but keep in mind it will exclude the coverage for pre-existing conditions, preventative and routine care. You may view the National General plan here. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-health-insurance/national-general-for-visitors-to-usa-with-medicare-part-a-99279/

Q:Is the medical insurance valid in Seychelles?

A:
Thank you for contacting Insubuy. You may purchase insurance from the COVID-19 Travel Medical section of the website. For coverage area you can select "international, excluding USA". Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/travel-health-insurance/travel-medical-insurance-for-destination-outside-the-united-states-62131/

Q:I cannot get the code for the irs for the 1095 A...I have a 1095 B and C....so the code is missing....where can I find the required code??

A:
We do not handle anything related to taxes as the plans do not provide a 1095 form. That kind of form would only be available through an ACA complaint plan. We recommend you consult with a tax professional to assist you with this.
{{currentOrigin}}/answers/other-insurance/1095a-tax-form-89702/

Q:Do you cover covid testing?

A:
Insurance provides coverage for COVID as any other sickness as long insured person infected after the effective date of the policy. None of the insurance for an international visitor provides coverage for covid testing that is preventive, voluntary or for travel purpose. Difference between health insurance and short term insurance or visitors Insurance
{{currentOrigin}}/answers/visitors-insurance-usa/do-you-cover-covid-testing-87098/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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