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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:If I plan to reserve the platinum plan today and start paying it on December 25, when would I get my insurance number? The university is asking me this information in order to register classes this October 26.
Q:Please advise on the medical coverage options for my parents pending AOS: 1. Father -79 years - with preexisting heart condition. 2. Mother - 75 years - no preexisting condition 3. Both in the USA since July 11, 2019 4. Status - Pending I 485 (AOS) interviews 5. In state of New Jersey 6. On Visitor's coverage with Atlas America - until November 3, 2020 Please advise on your thoughts and suggestions.
Q:Can U.S. green card holder buy travel with medical insurance for his home country? In my case it is to India for about 100 days for self aged 78 and spouse 68. Please advise if it is available with ballpark coverage and cost.
Q:For SafeTravel International Insurance, it is stated that it cover Covid-19. I am only looking at Co-Insurance 100/0. I have the following clarifications 1 - Any key (common) exclusion to Covid-19 that I need to be aware of. 2 - Also to confirm that in unfortunate event of hospitalization required, I just need to provide my insurance certificate and there shall be no other payment from me less deductible. 2 - If there are such exclusion, please highlight. 3 - Will there be any restriction to hospital as in situation such as this, one do not have much choice but to go to the 'nearest' and very likely decision will be by them as I will not be familiar with the medical locality available at destination country. 4 - I will sure have an overlapping coverage as I have annual travel insurance that excludes Covid-19. In event of medical treatment not due to Covid-19, how shall the claim sequence be like? 5 - Country that I am likely to go are Hong Kong, Vietnam or Thailand. Any difference in Tavel Medical Insurance for these 3 countries. 6. What is the difference between SafeTravel International and Safe Travels International Cost Saver?
Q:I'm looking to purchase a 2 month comprehensive medical policy which can cover for Covid 19 treatment for a healthy 55 year old family member who will be visiting from outside the US. I'm debating between the Atlas America versus Patriot America Plus plans ($1 million policy with a $2,500 deductible). Besides the extra $100 cost for the Atlas America, the other downside seems to be that you have to get medical care within 24 hours for the acute onset of a pre-existing condition. The only upside for the Atlas America plan seems to be that it covers 100% after the deductible even for out-of network. Is there any other benefit for the Atlas American plan such as fewer claim denials, etc? Thank you!
Q:I am a Australian and have been working in the US for the past 3 years on a work visa. In June I lost my job due to Covid cutbacks. I have a new job lined up but have to wait for my new work visa to be processed this could still take a few months. Is it possible to arrange health insurance for 3 to 4 months?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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