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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Can you please tell me if you can provide me with an insurance plan that meets this criteria? Required Health Coverage Specifications 1. Unlimited coverage per Injury or Sickness. 2. Unlimited coverage for essential benefits, including hospitalizations, doctor services, prescription drugs, rehabilitation and mental health services, pregnancy, and newborn care. 3. Coverage for preventative care at 100% in network including immunizations, physicals exams/screenings, and birth control. A complete list of preventive services can be found at: www.healthcare.gov/news/factsheets/2010/07/preventive-services-list.html 4. 80% of medical expenses must be paid by the insurance company you have coverage with. 5. Covered Expenses related to pregnancy. 6. Pre-existing Conditions cannot be excluded for any Covered Persons. 7. The issuing company must have a phone contact within the United States. 8. Proof of coverage must be provided in English and U.S. currency only. 9. $10,000 coverage for medical evacuation (medical evacuation provides transportation to your home country in the event of a medical emergency). 10. $10,000 coverage for repatriation (repatriation provides transportation to your home country in the event of death). NOTE: Any benefits with a waiting period in force will NOT meet the guidelines to waive coverage. Travel Plans will NOT meet the guidelines to waive coverage.

A:
Unfortunately, there is no plan that you can purchase outside of domestic that will meet these requirements. You would need to purchase the plan the university is offering to be able to meet their requirements.
{{currentOrigin}}/answers/international-student-health-insurance/insurance-plan-with-required-health-coverage-specifications-19194/

Q:I would like to know the most appropriate medical insurance policy for Exchange visitor working in University Illinois College of Medicine.

A:
We would be glad to assist. Any of the plans in our J1/J2 Exchange Visitor section will meet the basic requirements. If your university has additional requirements, you can forward those to us and we will review them and send over the specific plans that will meet them.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/medical-insurance-policy-for-exchange-visitor-working-in-university-42608/

Q:I would like to purchase a dental and Vision plan for my mother who is a new permanent resident of the US.

A:
We do not offer dental insurance. We do have a dental and vision discount plan available. I have attached the link below for you to review the plan: Careington Discount Plan Please let us know if you have any additional questions.
{{currentOrigin}}/answers/other-insurance/new-immigrant-dental-plans-94763/

Q:Hi, I'm currently on a F2 visa and I'm looking for an affordable health insurance, but am having trouble finding one and understanding the differences between different plans. I was hoping you could help me find the best plan for me.

A:
If you provide your age, how long do you need coverage, which state do you need coverage and will be glad to send you quote by e-mail. You can also visit our international student insurance section and look at various insurance plans for F2 visa holder.
{{currentOrigin}}/answers/international-student-health-insurance/affordable-health-insurance-for-f2-visa-and-their-differences-23152/

Q:I am trying to figure out how to determine my trip cost per traveler. My family of 3 is traveling, and the trip cost is not broken down by person. Do I just divide the total cost evenly between the 3 of us?

A:
Your understanding is correct. You can divide total trip cost between 3 travellers.
{{currentOrigin}}/answers/vacation-insurance/trip-insurance-divided-between-people-39836/

Q:Looking for health insurance coverage for me who is on f1 opt student currently working and my spouse who is on F2 who does not have work authorization. we were previously insured by united healthcare under employee group health insurance. just wondering since i am planning to change employee if Inusbuy can secure insurance for me and my wife who is 7 month pregnant. let me know.

A:
Unfortunately, there is not a plan that you can purchase to cover her maternity related expenses, as all the plans on our site require conception to happen after the effective date.
{{currentOrigin}}/answers/international-student-health-insurance/health-insurance-for-f1-opt-and-f2-maternity-coverage-89514/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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