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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am interested in buying an insurance plan for my spouse and my to kids. They are my dependents. I am an international student holding an F1 visa. Personal Information: Name: DOB: 03/24/1977 Male Name: DOB: 03/16/2010 Male Name: DOB: 07/16/2013 Female The duration of the plan is from 08/2018 to 12/2018 I attached the requirements that UWF ask for. I appreciate your business

A:
Thank you for contacting Insubuy. Based on the requirements you have sent we would recommend purchasing the ExchangeGuardEssential plan. Please use the link provided view the plan options, and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY.
{{currentOrigin}}/answers/international-student-health-insurance/exchange-guard-insurance-requirements-10074/

Q:I spoke with one of the customer care executives to request a quote as per my university's health insurance requirements. As suggested, I am attaching the health insurance requirements from the university, Pl suggest me your suitable plan. I request, please include all the waiver criteria (as mentioned in the attached document in this mail) to your quotation. It will be easier for university to match the requirements. Please provide 2-3 plans with description matching to the requirements, so that, I can finalize the plan asap. My personal details are- Date of birth- April 8th, 1991 Age- 27 years Date required from- 20th August 2018 to 31st December 2018. Pl send a quote as early or if any information required let me know.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, available plans will not meet your university requirements. We recommend you purchase the plan they are offering to be able to meet their requirements. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/international-student-medical-insurance/waiver-student-insurance-eligibility-questions-17491/

Q:I want to verify if this insurance will be waived in my university. The insurance should be ACA Compliant. It is mentioned that you will help in this process on your website.

A:
Unfortunately, the plans will not meet the ACA requirements as you listed. You would have to purchase from the university to be able to meet their requirements. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/aca-compliant-plan-for-university-waiver-17733/

Q:I would like to know whether any health insurance plan you have may comply with Rutgers Business School required health insurance standards, they currently offer UnitedHealthcare Student Risk and Health INsurance Please find attached the health insurance brochure and coverage. Please run through the link below too. University's minimum health insurance coverage requirements

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the plans will not meet the requirements as listed. You would have to purchase from the university to be able to meet their requirements. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/international-student-insurance/rutgers-student-insurance-waiver-requirements-81570/

Q: I would like to know if I can buy the insurance from Atlas on behalf of someone from the Philippines?

A:
Thank you for contacting Insubuy for your insurance needs. You are able to purchase insurance on behalf of another individual. If you need assistance please contact our office.
{{currentOrigin}}/answers/europe-visa-insurance/purchasing-schengen-insurance-for-someone-else-12362/

Q:I am looking to purchase a cheaper health insurance plan. In order to waive my school's health insurance, I need to have an existing one. The health insurance must meet the following conditions. BENEFITS REQUIREMENTS Frequently students arrive on campus enrolled in a health insurance plan that does not provide adequate coverage while attending school. Please check with your current health insurance plan regarding the following before waiving coverage. I will be actively enrolled in my current Health Insurance Plan the entire time for which I am enrolled in classes. In addition, my current Health Insurance Plan: Does not contain a pre-existing condition waiting period, or the waiting period has been exhausted; Includes limitations and exclusions consistent with the U.C. Student Health Insurance policy; Provides access to local doctors, specialists, hospitals, and other health care providers in emergency and non-emergency situations in the U.C. area; Is fully compliant with the Affordable Care Act, including the 10 Essential Health Benefits: 1. Ambulatory patient services 2. Emergency services 3. Hospitalization 4. Maternity and newborn care 5. Mental health, substance use disorder services and behavioral health treatment 6. Prescription drugs 7. Rehabilitative and habilitative services and devices 8. Laboratory services 9. Preventive and wellness services and chronic disease management, and 10. Pediatric services, including oral and vision care. Please help me get a cheaper one.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the plans will not meet the requirements as listed. You would have to purchase from the university to be able to meet their requirements. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/international-student-health-insurance/waiver-student-insurance-requirements-questions-38284/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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