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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Validity of visa for new immigrants medical insurance I am researching on the insurance availability incase if my relatives immigrate to the USA. If a person overstays due to unavoidable conditions, will the health insurance be honored even during the overstay period? Will the hospitals check the validity of the visa duration? Appreciate your answers to these questions. Thank you

A:
Hospitals or insurance companies don't check the validity of visa. As long as the insurance is effective and insured is eligible for the insurance, insurance company will pay for covered expenses. You can buy the insurance online at https://www.insubuy.com Please let me know if you have any other questions.
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Q:Visa letter in Italian for Schengen travel insurance We have a client that is traveling to Italy for about 10 months and is in the process of applying for the Patriot Plan for $1mil of coverage and the Leisure sports rider. The Italian Consulate needs her to send proof that she will have medical insurance while she travels overseas. I am assuming she can send the policy that she will receive to them and that should suffice, but she wants to know if you guys can also send the policies in Italian? Let me know.

A:
Once person purchases the insurance, he/she can download the visa letter at /international-medical-visa-letter/ That's all that is required. Letter in Italian is not required by the consulate and not provided by us. English is sufficient. We sell thousands of such policies and English letter has been fine. Please feel free to contact us at any time if you have any other questions.
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Q:Mountain climbing travel medical insurance Hello, I am an American traveling to Tanzania and need to acquire traveler insurance before I leave. The main reason is because I am scheduled to hike Mt. Kilimanjaro with a guided group. Your extreme sports rider only covers mountaineering up to 4500 meters, and Kilimanjaro stands at 5000 meters but I have heard from other people that because Kilimanjaro is actually more of trekking (at no point are ropes or climbing involved), you are sometimes willing to waive that limit for a fee. Please let me know if this is true, as I need to get my insurance before I leave for Tanzania on July 23. Look forward to hearing from you,

A:
You can purchase Atlas International with 'Hazardous Sports Rider' as the rider does NOT have 4500 meter restriction. /atlas-international-insurance/
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Q:Need visa insurance letter for Greece i want to go greece and thats way i need schengen visa.my stay in greece for one week.my country is bangladesh.tel me how can i get insurace from to you or my country do u have any agent?and cost how much?also policy how much dollar. thanking you

A:
You can purchase Atlas International available at /atlas-international-insurance/ You can find all the details of the insurance on that web page as well as get the quotes. Once you purchase the insurance, you can print the visa letter at /travel-and-student-insurance-visa-letter/ Please let me know if you have any other questions.
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Q:Need Italy visa medical insurance I’d like to buy medical travel insurance for myself and my husband (both of us 29 years old) for 10 day trip to Italy in August 2007. We have to apply for Italian visa in order to go to Italy. The Consulate requires letter from insurance provider that each of us will be covered for any medical expenses, hospitalization and repatriation for at least 30,000 euro during our stay in Europe. They want exact wording as above. Please, let me know If you have a plan that would fit my needs and provide me with the letter as above I’ll purchase it from you. Kind regards,

A:
Once you purchase, after 15 minutes, visit /travel-and-student-insurance-visa-letter/ to print the visa letter that you need for Italy visa. That letter is in the exact format that the consulate requires. Please let me know if you have any other questions.
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Q:why is my insurance application always declined online I am a visiting scholar in Virginia Tech, Blacksburg, Virgina. I will stay at USA for one year. I want to buy the Insurance, that is 'Visit USA-HealthCare Basic Plan'. But after I completed the application online(<a href='/visit-usa-insurance/'>/visit-usa-insurance/</a>, the website shows the application to be declined. I use my visa credit card, which issued by Shanghai Pudong Development Bank, Shanghai, China. Does your company have a limitation on the credit card? If not, why decline my application? By the way, I can use this card to pay for my others shopping online in USA. Thank you very much.

A:
It is possible that your credit card company is declining the transaction. I would suggest that you call your bank and ask them to manually authorize the charge and try again after that.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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