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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am traveling to the US on an H1B visa I am currently outside the US. I need medical insurance for 4 days after which employer-provided insurance will become active. Am I eligible for visitor insurance policies or do I need to buy a new immigrant policy?

A:
If you are awaiting employer insurance you can purchase a plan called Atlas America. This plan will cover any new accidents and new illnesses that happen after the effective date of the policy.
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Q:My husband is a J2 visa holder and we need to buy health insurance for him. Do all of these provide the following? (1) Medical benefits of at least $100,000 per accident or illness; (2) Repatriation of remains in the amount of $25,000; (3) Expenses associated with the medical evacuation of exchange visitors to his or her home country in the amount of $50,000; and (4) Deductibles not to exceed $500 per accident or illness. I appreciate if you can help me.

A:
Thank you for contacting Insubuy. All of the plans in the Exchange Visitor section of the website will meet the requirements listed. One of the more popular plan options is the ExchangeGuard Essential plan. Please let us know If you have any additional questions.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/health-insurance-for-j2-visa-holder-with-requirements-85945/

Q:I am looking for a short-term medical insurance for myself. I am currently on F1-OPT. I am looking for an insurance from September 1st 2019 to September 30th 2019. I am interested in Patriot America Plus. Could you please let me know the eligibility criteria for it?

A:
Thank you for contacting Insubuy for your insurance needs. If you are on OPT you are eligible for the Patriot America Plus until you are eligible for a domestic insurance from your employer.
{{currentOrigin}}/answers/international-student-health-insurance/short-term-medical-insurance-f1-opt-patriot-america-plus-eligibility-98882/

Q:An old friend will be visiting me in the States. I'm wondering if he's eligible for travel insurance at 76 years old. He was treated for a cardiac condition with stents in 2018; he's been stable since then and is otherwise healthy. Would he be eligible?

A:
Thank you for contacting Insubuy for your insurance needs. He is still eligible to purchase the plans as they are designed to cover the new accidents and new illnesses that happen after the effective date of the policy. We would recommend taking a look at the Atlas America plan for coverage. If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/atlas-america-pre-existing-coverage-for-seniors-95824/

Q:I am holder of tourist visa B1,B2. What type of insurance i can get in United States?

A:
Thank you for contacting Insubuy. As a visitor into the United States on a B1/B2 visa you can purchase any of the plans in the Visitors to the USA sections of the Insubuy website.
{{currentOrigin}}/answers/visitors-health-insurance/visitor-insurance-for-b1-b2-visa-95163/

Q:I'm an international student from Colombia, I'm starting a master at Temple University in Philadelphia. I'm going to be here for a year. I was wondering if you could help find the best option for me. (I have a J2 Visa) "In terms of insurance, Temple University requires that all international students in Non-immigrant Student (F1 or J1) status maintain health insurance that meets certain minimum standards as determined by the United States Department of State. The minimum health insurance coverage as determined by the Department of State is as follows" - A maximum deductible of U.S. $500 per accident or illness - Payment of at least 75% of covered expenses - Medical benefits of at least U.S. $100,000 per accident or illness - Repatriation benefits of at least U.S. $25,000 (temple.edu/hr/students/medex.htm) - Medical evacuation benefits of at least U.S. $50,000 (temple.edu/hr/students/medex.htm)

A:
Any of the plans in our J1/J2 Visa section will meet the standard requirements. If your university has any additional requirements, please forward those to us and we can review them for you.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/health-insurance-for-j1-visa-holder-temple-university-requirements-26895/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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