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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am 82 yrs old female in good health - just go for routine checkups. I am not eligible for Medicare. I am Green card holder. Could you please email me brochure of the available health plans that I could enroll in?
Q:I've some doubts about the International Student Medical Insurance I want to buy from you guys. I'm going to study in January to the US, to UCLA and I want to know if that insurance covers what the University ask me for. I will have an student visa F-1. What they need is this: Must be a medical/health insurance plan purchased in the U.S. with a U.S.-owned insurance company that is headquartered and operating in the U.S. It must not be foreign insurance with U.S. affiliates/representatives, travel insurance, or reimbursement programs of any kind. These are not acceptable. This includes reimbursement arrangements of vouchers from home governments or their U.S. based consulates. A policy showing your full name and the coverage dates and a list of the health insurance company's preferred provider network of local hospitals. Is there any insurance plan that covers this requirements?
Q:When I fill in that I am a citizen of the Netherlands, with home country US and CA as my state of residence, I get a number of possibilities for travel insurances. One of them is Patriot International. However, when I look at the Certificate Wording of that insurance, it is stated in section D on page 9 that regarding eligibility: "In order to be eligible and qualified for coverage under this insurance, this person must ..... (8) not be a citizen or have a permanent residence in the Host country."
Q:Hello. Can you advise on the Safe Travel USA Comprehensive plan? In your brochure on coverage, under "Doctor Visits, X-rays, Prescriptions, Ambulance," the coverage is listed as "Usual customary charge to the selected Medical Maximum." What exactly is the cost then for a general doctor's check-up?
Q:Please read this and answer, I would like to know if below would be an example of acute onset of pre-existing condition. My mother has diabetes, high cholesterol and high blood pressure which are all very well under control with lifestyle changes and medications. She has never had any complications related to any of these and her tests are all normal. As such we do not expect any complications from these conditions as she goes for constant tests and checkups and everything comes normal. She gets all her medications from India and we are not looking for coverage for those. What I am looking for is coverage of any unexpected acute (life threatening) onset related to any of the conditions above such as heart attack or stroke. Would this type of life threatening onset be fully covered under "Acute onset of pre-existing conditions coverage to policy max for Age < 70" if it were to occur? Please respond to this.
Q:I want to purchase some medical insurance for my daughter form Nov 7-15 - she is Canadian but is coming form Norway to the US and then back home to Canada. I tried to purchase a policy for $2.0M with $100 deductible but they kicked me out because I wasn't in the US presently. Can you help me please so she is covered for her spell in the US next month.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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