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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello I am currently in new hampire on a h2b program and would like to get insurance for doctor visits how do I go about that

A:
In order to better determine eligibility for plans, please call our office and speak with a licensed agent for plan options.
{{currentOrigin}}/answers/new-immigrant-health-insurance/hello-i-am-currently-in-new-hampire-on-a-h2b-program-and-would-like-to-get-insurance-for-doctor-visi-59367/

Q:I wish to extend my travel insurance. I have Saudi Arabia as my destination country. I want to add Egypt is this possible, if so, how?

A:
Both the extension and the additional destination can be processed and added through My Account on the Insubuy website. You would login with your policy certificate # and date of birth. You would have to submit the request for extension before the policy expiration date. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/travel-medical-insurance/extend-travel-insurance-saudi-arabia-destination-country-egypt-35550/

Q:Will Patriot America Platinum or Universal RX cover the free at-home covid tests?

A:
Unfortunately none of out travel health plans cover for the at home Covid-19 test Covid-19 Test: /difference-between-health-insurance-and-short-term-travel-medical-insurance-or-visitors-insurance/
{{currentOrigin}}/answers/visitors-insurance-usa/will-patriot-america-platinum-or-universal-rx-cover-the-free-athome-covid-tests-49024/

Q:I am trying to help a new student who has your plan. They have Type 1 Diabetes as a pre existing condition. It is well controlled, they have no complications and do not require any specialist or hospital services to manage it. How can they receive a waiver for this pre existing condition to be covered under the UHC student plan?

A:
Please have the student call our office for assistance.
{{currentOrigin}}/answers/f1-visa-insurance/i-am-trying-to-help-a-new-student-who-has-your-plan--they-have-type-1-diabetes-as-a-pre-existing-93887/

Q:Hi. The extention portal is not allowing me to extend my insurance beyond 4 years period. I have all the valid documents and want to extend my insurance. How can I extend it beyond 4 years? Thanks

A:
Depending on the plans duration of availability you are likely have reached the maximum duration for the plan and you will have to repurchase the plan provided you are still eligible for the policy.
{{currentOrigin}}/answers/j-visa-insurance/hi-the-extention-portal-is-not-allowing-me-to-extend-my-insurance-beyond-4-years-period-i-have-37320/

Q:We were under the impression that we had travel insurance through our credit card company but it turns out that we do not. We already departed for our vacation on 11/21. Is it possible to purchase travel insurance for the remainder of our vacation, which is scheduled to end on 2/21/2023.

A:
We have plans available for people who have already departed. If you can enter your information in this link we can quote all our available plans. Travel insurance plans
{{currentOrigin}}/answers/travel-insurance/travel-insurance-at-destination-34870/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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