- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
中文- Language语言Idioma日本語한국어عربيةItalianoРусский
There was a problem, please make the requested changes and submit again:
Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Is it allowable to buy the insurance today and then go to see doctors tomorrow? Parents come to Houston, Texas and stay for months.
Q:I'm hoping you can help me. I need to buy healthcare for my son (6/4/99) who is studying at Uni of South Carolina. He is already there and needs it from now until 5/31/20. He is a UK resident but is in the US on his US passport as he was born in Texas. Uni of South Carolina have the following requirements; International Students must be enrolled in a health plan that meets the following minimum requirements: 1. Medical coverage must have an unlimited maximum benefit per policy year per covered person. 2. Contains no exclusions (or waiting periods) for pre-existing conditions. 3. And provide the following coverage benefits: - Ambulatory (i.e. Outpatient) patient services - Emergency Services - Hospitalization - Maternity and newborn care - Mental health and substance use disorder services - Prescriptions drugs - Rehabilitative and habilitative services and devices - Laboratory services - Chronic disease management 4. Out-of-pocket expenses must not exceed $6,350 (individual) and $12,000 (family). 5. Plan must provide coverage in the South Carolina area. 6. Repatriation expenses in the amount of no less than$25,000. 7. Expenses associated with the medical evacuation of the insured to the insured's home country of no less than $50,000. If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits. NOTE: The following plan(s) will NOT be acceptable for waiver approval: - Short-term coverage plans are not accepted. - Financial Assistance plans are not accepted. - Travel plans or plans that require you to pay for treatment yourself and then apply for reimbursement are not accepted.
Q:I have a relative from India visiting me in new jersey, USA. He has Tata AIG insurance to the coverage of $150,000. I don't know the details of his policies, but I worry that his policy might be a fixed policy. He has had a heart surgery several years back and I am also not sure about the pre-existing clause etc. I am very familiar with Atlas America and know how it works based on my personal experience. Can I purchase Atlas America for the duration of stay of my relative with me even though he has Tata AIG insurance cover? Please advise.
Q:From your website, I found Visitor Care and VisitorSecure are covering the pre-existing conditions, right? If my parents have heart disease, or kidney disease already, then some illness related to these will be covered by Visitor Care and VisitorSecure, right?
Q:I am from the Philippines and going to visit my brother who is in the U.S. Navy and currently deployed at a U.S. Air Facility in Japan. What they require is an International - Japan Medical Insurance with a coverage of $100,000. I think it should state something like "Emergency/Medical Insurance" Do you have a plan that will satisfy my needs/
Q:I recently spoke with someone on the phone regarding for coverage for women who are currently pregnant. According to the representative, the policy would only be valid if the woman got pregnant while the policy was active. The policy would NOT be valid if the woman was pregnant prior (I believe in insurance vernacular that's a "pre-existing condition") to purchase of the policy. I read that "visit USA insurance" and "atlas insurance" offer travelers insurance for women pregnant. In short, I'm double checking if I can get a valid policy from either of these, altas or visit USA (are these subsidiaries of insbuy?) for my pregnant wife.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More