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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I was in process of application but would not accept our address in Maryland. Not available there? options?

A:
It would be advised to run a quote in the Visitors to U.S.A. section of the website in order to see what plans are available to you. Some plans have a geographic restriction when purchasing the plan with a mailing address or billing address in the state Maryland. If you have any additional questions please call our office at 1(866)467-8289 to speak with an agent.
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Q:I'm Traveling to Germany, Netherland, Belgium and France from 5/26 to 6/16. How can I purchase a plan for all 4 countries?

A:
The plans will generally cover you anywhere outside your home, with the exception of a few countries that can be found under "geographic restrictions" under each plan. To let you know, none of the countries you have listed are restricted under any plan in the Travel Outside U.S.A. section of the website. You would be welcome to run a quote there, and choose the country in which you will be spending the most time in or the country you arrive to first, either is permittable. If you have any additional questions please let us know.
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Q:I want to purchase visitor insurance for my parents coming from China to visit me at North Carolina from May 20 to June 23. I want to have one with wellness visit so that they can do physical exam with blood work. I want to make sure I can get an appointment for the wellness visit during this period before I purchase the plan. However, it does not let me make any appointment before I register an account and purchase a plan.

A:
Yes that is correct, you would not be able to register for a wellness visit without purchasing a plan first. Be advised, if there are any abnormal findings or a pre-existing condition is found, it will not receive coverage. If you have any additional questions please call our office at 1(866) 467-8289 to speak with an agent.
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Q:Changing place of residence from NC to VA. Any change on extension of policy?

A:
No, you would still be welcome to extend your plan. Please be advised that if they are living and residing in the US they are not eligible for these plans. If you simply meant that they are changing locations, or that the person who lives here is moving, no update is needed. If you have any questions please let us know.
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Q:In case I need to cancel my trip premature for whatever reason, can I get my Insurance premium for the balance period, pro rata basis..Simply put I have taken insurance for 3 months and return after 2 months , can I get refund for 1 month ..... and how it gets calculated .....

A:
That will depend on the plan. Most plans have either a $50 or $25 cancellation fee, and you will receive a pro-rated refund for the number of days left as long as there are not claims on file. If you have any additional questions please let us know.
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Q:I am a US citizen that is a resident of Puerto Rico. I am traveling to Mexico for 6 weeks by plane from Portland, Oregon. Can I get flight insurance for my RT flight and medical insurance for my stay in Mexico?

A:
You would be welcome to purchase travel medical insurance, however if you are looking for cancelation insurance, unfortunately, you would not be able to purchase that. For more information please call our office at 1(866) 467-8289 to speak with an agent.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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